I am committed to providing ideal financing options to homebuyers and homeowners in the Tri-cities, East Tennessee area. Whether purchasing your first home, investing in real estate, or refinancing a home, I will make certain to provide all options to help choose the best solution for your unique situation.  Guaranteed Rate has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Guaranteed Rate offers a comprehensive list of loan programs including: Conventional, Jumbo, FHA, VA, USDA, New Construction, THDA, First Time Homebuyer and various 100% financing options.  I have been in the mortgage business for over 7 years, gaining the knowledge and expertise to help put you at ease throughout the mortgage process. During the last 5 years I have received many accolades, including, a top 3 THDA Loan Originator in the state of Tennessee as well as a the #1 Loan Originator in the Tri-cities in units and top 3 in overall volume in 2019 and 2020.  My diverse experience in the mortgage industry, paired with my degree in construction engineering, has given me an eye for detail allowing me to better assist you and ensure a smooth process from origination through closing. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

Branch Manager/VP of Mortgage Lending

Michael Worley is your Johnson City local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (423) 241-8658 for more information!

Michael Worley at Guaranteed Rate (NMLS #1495938)

When I made the move into the mortgage industry in 2018, one of the biggest deciding factors was "How can I best serve my community?" My family has owned and operated a farm in Bluff City, Tn that has served our community for the better part of the last 100 years. I am the fourth generation to be born and raised on the Stickley Farm, and while times have changed drastically, we have continued serving our community through agritourism. My goal in the mortgage industry is to continue to serve my community by providing my clients every opportunity to achieve part of the American dream by guiding them through the home buying process.   In my first year as a Loan Officer I was able to help over 30 families achieve the dream of owning a home. I have helped a diverse client base navigate the loan process by providing excellent customer service, and by using my knowledge of each loan program to find the best fit for each individual client. I was fortunate enough in my career to be provided an opportunity to join Guaranteed Rate recently, and to utilize the tools we provide to maximize the home buying experience.   Guaranteed Rate has a highly competitive pricing structure and coupled with our state-of-the-art technology, we are second to none in our commitment to guiding you through the home buying or refinancing process. Guaranteed Rate offers a comprehensive list of loan programs including: Conventional, Jumbo, FHA, VA, USDA, New Construction, THDA, First Time Homebuyer and various 100% financing options.

VP of Mortgage Lending

Matt Stickley is your Johnson City local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (423) 241-8661 for more information!

Matt Stickley at Guaranteed Rate (NMLS #1805581)

Johnson City

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2 Loan Officers in Johnson City, TN