As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

VP_DE_PRéSTAMOS_HIPOTECARIOS

Sam Garcia is your Murfreesboro local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Sam is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sam at (773) 516-6446 for more information!

Sam Garcia at Rate (NMLS #1391236)

My name is Daniella Oropeza, and I was born in Madison, Wisconsin, USA, but I lived my entire life in Venezuela. I have been living in the United States for the past seven years, seeking a better quality of life and a brighter future for my family. I studied Business Administration with a specialization in Management in Venezuela, graduating in 2001.


Then, I pursued further education in Canada, where I studied English and obtained an advanced certificate in 2002. This was a remarkable experience for me, as it not only improved my language skills but also enriched my cultural understanding. Upon returning to Venezuela, I managed a family business, a farm dedicated to the production of brown sugar and hay.


We made the decision to migrate to this country in 2017 due to the challenging situation in Venezuela. Upon arriving, I had the opportunity to work by offering English classes to private adults and large companies. I have been in the mortgage industry for the past five years from 2019, starting as a Loan Officer Assistant (LOA), then as Production Assistant and later becoming a Mortgage Loan Originator (MLO). I felt prepared to take this step and successfully obtained my license.


Throughout my career, I have developed strong communication and customer service skills, which have been instrumental in building lasting relationships with clients, real estate agents and assisting them in navigating the mortgage process. I am passionate about helping others achieve their dreams of homeownership and take pride in being a reliable resource for my clients.


In addition to my professional endeavors, I enjoy exploring new cultures, traveling, and spending quality time with my family. I believe that continuous learning and personal growth are essential, and I strive to inspire those around me to pursue their goals and aspirations as well.

Daniella Oropeza is your Murfreesboro local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Daniella is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Daniella at (615) 814-4967 for more information!

Daniella Oropeza at Rate (NMLS #1876604)

Hector Alexis Davila, Vice President of Mortgage Lending at [Rate.com](http://rate.com/) in Nashville, TN, offers [Rate.com](http://rate.com/) clients a wealth of expertise and a commitment to building trust throughout the mortgage process. His comprehensive background in financial services includes mortgage lending operations (managing multi-million dollar loan portfolios), BaaS (Banking as a Service) application development, credit analysis, and providing transparent financial reporting. He leverages his experience in overseeing complex loan operations and developing efficient loan processing solutions to ensure you receive efficient, personalized service. A bilingual professional (Spanish & English), he is dedicated to providing clear, accessible communication and expert guidance to help you confidently navigate the mortgage landscape.

Hector Davila is your Murfreesboro local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Hector is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Hector at (615) 682-0971 for more information!

Hector Davila at Rate (NMLS #2112717)

Murfreesboro

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3 Loan Officers Murfreesboro, TN