About Tom Kerr
I am a seasoned veteran in the mortgage industry. I have found over the years that my practical experience coupled with the massive resources that Rate affords for me give me a much needed advantage to each customer I work with on a daily basis. The company philosophy of being a leader in putting the customer in the best position and advocate for our referral partners really complemented how I look at each transaction. Starting my working career as a school teacher gave me the grass roots desire to treat each customer as an individual and put their needs and goals as the guidepost of my daily work. When I transitioned from a school teacher to a mortgage professional, I was able to take with my the integrity and desire to help people that led me into education originally. I have a strong desire to educate my clients on all of their options and by putting their goals at the forefront I can help them make solid educated decisions on what direction is best for them. My wife and I have 2 kids and know how busy life can get with work, family and recreational responsibilities. I keep that in mind always when working with customers to make the mortgage experience as simple as possible and go to work eliminating obstacles to keep the client's mind on the main things of their lives. This allows me to be an asset in their lives and leads to a great experience. My network of professionals offers the client to navigate through one of the most important financial decisions of their lives with total confidence. By keeping the customer first, setting good expectations and eliminating speed bumps, we end up at the closing table friends and not just another business transaction. I look forward to working with you.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at N21w23340 Ridgeview Pkwy., Suites 100 And 1 Waukesha WI, 53188
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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