If I could encapsulate why I have a passion for real estate and finance, it is because "I love to help people!" Home ownership is one of the greatest paths to building wealth in America. A home can appreciate in value, generate a stream of income and/or serve as a leveraged asset. The home buying process is rife with pitfalls unless you have the right professionals managing your transaction. From our initial conversation to the funding and servicing of your loan, I manage the loan process from A-Z and serve as an available resource for any real estate and financial matters before, during and after your home purchase. By taking an active role in the loan process and leveraging my team in processing, underwriting and funding, I identify potential steps needed to take so that you are positioned for a home loan now or in the future. Professionally, my career spans 10 years in sales, marketing and business development and for a better part of a decade, I have served business owners, executives, professionals and first time homebuyers managing their personal finances. My referral network consists of Realtors, CPAs, Financial Advisors, Attorneys, Insurance Professionals and Business Managers, where I am considered a key partner and an extension of their team. I am a graduate of the Graziadio School of Management of Pepperdine University where I received an MBA in Finance and received my undergraduate degree from the Goizueta Business School of Emory University where I received a BBA in Marketing and Management. I serve as Vice Chairman for the Child Development Institute in Canoga Park, Board Advisor for the Los Angeles Pepperdine Waves Alumni Council and Past President of the Los Angeles Emory Alumni Association. My wife, Karen, and I live in the San Gabriel Valley where we enjoy travel, wine and entertaining our friends and family.

VP of Mortgage Lending

Ron Bruno is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ron is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ron at (972) 426-8701 for more information!

Ron Bruno at Guaranteed Rate (NMLS #558706)

I grew up in Amarillo Texas before moving to Chicago for 7 years and now back in my home state in Texas. I attended West Texas A\&M University, graduated with a business degree, and joined Guaranteed Rate right out of college. My areas of focus are first time home buyers, down payment assistance and self\-employed borrowers. 6 years into the business I continue to learn and grow day by day. Practicing high levels of communication, I will always keep you in the loop and provide an efficient and stress\-free process.


Based out of Dallas Texas, I do hold licenses in 17 other states and my company can lend in all 50 states. The goal is to get you in your dream home by finding the best program for you and your family.


#Relationships over transactions.

Gaston Nguimatsa is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Gaston is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gaston at (773) 654-2080 for more information!

Gaston Nguimatsa at Guaranteed Rate (NMLS #1577792)

*"It's very rewarding to know I'm providing my clients with the very best custom, financial tool to purchase one of their largest assets. Using our advanced technology and our personal touch, my amazing team can provide this with ease—all the way through the closing and funding of your home loan."*  
\- Jason Duffy


**What do Chicago sports teams, Lake Highlands, and lending all have in common?**


They're all loved by Jason Duffy. A Chicago native, Jason left the Windy City for the Big D to open a Guaranteed Rate office. It didn't take long for his family to follow, and then grow.  
When he isn't driving his children to their various sports activities (and sometimes driving and coaching), he tries to get in a round of golf. But he can usually be found working with his clients helping them navigate the largest purchase they'll ever make. Jason lives in the Lake Highlands neighborhood of Dallas, where he's very involved in the local community, with his wife and their two children.


I look forward to working with you!

Area Sales Manager

Jason Duffy is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jason is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jason at (214) 845-4147 for more information!

Jason Duffy at Guaranteed Rate (NMLS #204450)

“The greatest reward is seeing my clients happy and grateful when they’ve finally found someone who is willing to help them through each step of the journey and treat them with the integrity they deserve.”   Over the last 18 years, Anna Maria Ramilo has been helping others turn their dreams of home ownership into reality. She began her career in the mortgage industry in 1999 and since then has helped hundreds of clients obtain financing or refinancing for their dream home.  As a seasoned expert in the mortgage industry, Anna knows that every borrower has different needs. She guides each of her clients through every step in the loan process and provides them with everything they need to be successful. As a valued client, you will receive all the support you need in choosing and applying for the loan that best fits your financial picture.  Anna is familiar with all aspects of the mortgage loan process and will help make even the most complex transactions seem easy and attainable. Her commitment to excellence has helped her to earn accolades including Loan Officer of the Year and a consistent recognition as a Top Producer.  The process of getting approved for a loan can be complicated and intimidating. But it doesn’t have to be. Bringing almost two decades of experience in the mortgage loan process, Anna enjoys going the extra mile for her clients and helping them have the best experience possible. Whatever your loan needs are, Anna’s experience, passion and commitment to customer service makes her the best choice to help you take the first step on the path of home ownership.  Outside of the office, Anna enjoys taking walks and reading. She also loves to stay involved and serves as the assistant treasurer at her local church where she also helps lead the women’s group.   Contact Anna at 469-399-5579 today to get started!

Anna Maria Ramilo is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Anna Maria is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anna Maria at (469) 399-5579 for more information!

NMLS 242588, Licensed by The Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Guaranteed Rate NMLS 2611, For licensing information, visit the NMLS Consumer Access website. www.nmlsconsumeraccess.org

Anna Maria Ramilo at Guaranteed Rate (NMLS #242588)

Karen Eberhart has more than 20 years of mortgage experience, ten of which she has spent in leadership positions responsible for mortgage sales, operations and servicing. Her exceptional knowledge of loan programs and what it takes to structure strong loan files for underwriting benefit our customers every day. She strongly believes in building lifelong relationships through authentic and transparent communication. A big part of accomplishing this comes from setting realistic expectations when guiding clients through the loan process—something Karen makes it a point to always do. On every project or transaction, Karen Eberhart strives to be a team player—someone who brings customers, lenders and colleagues together working towards common goals.

Karen Eberhart is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Karen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Karen at (817) 769-4691 for more information!

Karen Eberhart at Guaranteed Rate (NMLS #1267297)

I started in the mortgage industry February of 2006 in Lubbock, TX. Over the past decade, I've become very passionate and truly understand the value of home ownership, making sure to treat my clients the same way I expect to be treated. I am always available throughout the loan process to ensure my clients are at ease.  Helping you save money monthly, or providing you with options to achieve the "American Dream" of home ownership, is what I value most. Please feel free to reach out to me any day of the week with questions or concerns. I'm always here to help.

Branch Manager

Reggie Smiley is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Reggie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Reggie at (806) 787-1415 for more information!

Reggie Smiley at Guaranteed Rate (NMLS #356583)

Indu started her career in the Mortgage Lending industry in 1997. She feels honored to be part of the American Dream of homeownership. She strives to provide excellent customer service and exceed expectations. Her goal is to not only educate herself on the ever changing guidelines but also make sure her clients are aware of the home buying process. She is the top FHA 203 (K) and HomeStyle Renovation Mortgage Loan Specialist. She has consistently been voted as the Top 1% Mortgage Originators by Mortgage Executive Magazine. She was also voted as D Magazine Best Loan Officer in 2014 and featured as one of the Top 100 Most Influential Mortgage Professionals in 2015 by Mortgage Executive Magazine. Indu completed her MBA in Corporate Finance with honors from University of Dallas, TX. She can speak several languages and dialects. She is married and has 2 beautiful daughters. If she is not at work, she is either at her kid's school volunteering or involved with community projects. Giving back is very important to her.

Branch Manager/Regional Renovation Manager

Indu Kapoor is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Indu is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Indu at (214) 845-4190 for more information!

Indu Kapoor at Guaranteed Rate (NMLS #296179)

Please meet Dan and learn more about his personalized approach to helping you buy a home. When you're making one of the largest financial decisions of your life, Dan Aaron is the king of trusted processional you want by your side. His 12+ years of experience in the mortgage and finance industry, extensive knowledge of residential lending and programs makes him uniquely qualified to help you meet your financial goals. A consistent top producer, Dan is known for his attention to detail and excellent communication skills. He takes the time to listen to your goals and mortgage needs, then educates you about Guaranteed Rate's wide array of loan options so you can make a more confident, informed decision. Once the transaction is underway, Dan and his team guide you through the process – step by step. By keeping you and all parties informed, he sets expectation to avoid surprises and ensures a quick, smooth and timely close.


Dan earned a B.A. in Music with a minor in Political Science from Baylor University, with honors, magna cum laude. . He studied classical piano in Vienna Austria for two years and holds an artist certificate from the Bosendorfer International Piano Academy. Dan is also the Director of Music at St. Pius Church in Dallas, Texas. In his free time, he enjoys, painting, biking, arranging music, wine tasting and spending time with his three puppies, Riley, Jax and Mona. Dan splits his time between San Francisco and Dallas.


Dan and his team are ready to help with your mortgage goals. Please give him a call today!

Dan Aaron is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dan at (469) 729-7088 for more information!

Dan Aaron at Guaranteed Rate (NMLS #703128)

With a combined 35 years of mortgage lending experience, Shane and Kristin have had the pleasure of helping thousands of families fulfill their homeownership dreams. As Senior Vice President's with Guaranteed Rate they've been honored with many awards and accolades. Presently, both are recognized as Chairman's Circle and President's Club members at Guaranteed Rate. Mortgage Executive Magazine ranks them in the top 1% of loan originators nationally. While locally, D Magazine considers them a D Best Top Mortgage Professional and Platinum Top Producer.


The Masterman Dail Group understands just how critical it is to be at the forefront of their industry. In the past four years, The Masterman Dail Group has funded $500M in residential home mortgages. They've been able to achieve this level of success by leveraging industry leading technology while providing their clients with an unparalleled level of service. They are determined to minimize the stress of buying a home through setting proper expectations, communicating with all parties throughout the transaction and are fully committed to meeting closing dates on time, every time.


Shane grew up in Plano, Texas and attended Texas Tech University. Shane, his wife Lauren, and their daughter Olivia (10) live in the Lakewood area of Dallas. He's an avid fan of all Dallas teams and enjoys taking in a live concert at The Kessler Theatre or anywhere a good band is playing.


A native of Oklahoma, Kristin graduated from the University of Oklahoma. In her time away from work, Kristin can be found chasing around her two young daughters, Parker (2) and Dylan (9 months), with her husband.


Shane Masterman NMLS 231190 Kristin Vaughan Dail NMLS 488313

Shane Masterman (NMLS #231190) | Kristin Vaughan Dail (NMLS #488313)

Masterman Dail Group is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Masterman Dail is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Masterman Dail at (214) 396-2816 for more information!

Masterman Dail Group at Guaranteed Rate (NMLS #231190)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Chris Crenshaw is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Chris is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chris at  for more information!

Chris Crenshaw at Guaranteed Rate (NMLS #937748)

Travis Cupp is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Travis is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Travis at (469) 283-0196 for more information!

Travis Cupp at Guaranteed Rate (NMLS #1690196)

Jinny Sheth is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jinny is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jinny at (915) 975-8596 for more information!

Jinny Sheth at Guaranteed Rate (NMLS #1518292)

If you're a real estate agent or home buyer who wants to know that your mortgages will close on time 100% of the time then call Christian Johnson. Christian is widely considered the "go to guy" in the mortgage industry. He has more than a decade of mortgage experience in listening to customers needs and determining the right path for present and future financial success. Christian has assisted many families in calling a house their new home with timely and successful closings. His attention to detail and tenacity in today's financing world to provide a hassle\-free loan acquisition and closure reveal why he has been chosen as one of the Best Mortgage Professionals in Dallas by D\-Magazine and Texas Monthly every year.  
Agents and clients find that Christian cultivates and builds long\-lasting relationships and he's a trusted friend every step of the way through the buying process. Christian is known for high touch personal service and he always knows the best game plan for each buyer. Christian has demonstrated the ability to close all types of loans, and doesn't back down from any unusual scenario.  
Christian is a graduate of the University of North Texas and has lived in the Dallas area for over 15 years. He is a proud father and husband who takes great pride in helping his clients achieve their dream of buying a home.

SVP of Mortgage Lending

Christian Johnson is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Christian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christian at (214) 763-8767 for more information!

Christian Johnson at Guaranteed Rate (NMLS #552551)

Maryann Howard is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Maryann is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Maryann at  for more information!

Maryann Howard at Guaranteed Rate (NMLS #231165)

As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, I am committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact me for more information!

Associate VP of Mortgage Lending

Jonathan Ramilo is your Dallas local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jonathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jonathan at (281) 990-1853 for more information!

Jonathan Ramilo at Guaranteed Rate (NMLS #2424565)

Dallas

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15 Loan Officers in Dallas, TX