Steven McGilbray is a VP of Mortgage Lending at Guaranteed Rate’s Houston, Texas branch. Guaranteed Rate is one of the Nation’s top 10 lenders and offers exceptional service and low rates on Conventional, FHA, VA, Jumbo, and many other home loan products.  Guaranteed Rate also has a down payment assistance program that makes buying a home more affordable for first time home buyers.  Steven entered the mortgage industry in early 2000 after a client, who is also a friend now, from his previous career suggested it. Because of his persistence that he gives it a try, Steven has never looked back. His love for meeting new people and helping them achieve the dream of owning a home is what he enjoys most.   Steven is a native Houstonian, enjoys spending time with my family, traveling and watching his favorite sports teams, college and pro.  Steven McGilbray is your true local home purchase expert in the Houston area.  Get started on your mortgage with Steven today!

VP of Mortgage Lending

Steven McGilbray is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Steven is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steven at (713) 396-5738 for more information!

Steven McGilbray at Guaranteed Rate (NMLS #231830)

I was introduced to the financial industry almost 20 years ago. I started as a personal banker and at that time fell in love with the idea of helping others achieve their goals and shape their life experiences through their finances. As a lender I observed one of the greatest accomplishments that seems to bring the most gratification is to witness a family purchase their 1st home. Since that time is has been my mission to use the skills I have acquired to do everything in my power to be apart of helping numerous families achieve this American dream.

Cheryl Williams is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Cheryl is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Cheryl at (832) 324-3301 for more information!

Cheryl Williams at Guaranteed Rate (NMLS #784512)

The Mortgage Industry has been my career since I graduated from the University of Arizona with a degree in Finance. I enjoy working with numbers and helping clients achieve their ultimate goal of home ownership along with potentially improving  their overall financial position in regards to a refinance , investment property purchase, or a 2nd home purchase. I pride myself on superior  customer service and always put the customer front and center and love working with repeat clients and new referrals from existing clients! I have been married 20+ years and currently reside in the Memorial area and enjoy coaching my (2) boys in youth sports along with traveling, reading, and exploring the large state of TX

Scott Beahm is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (281) 990-1846 for more information!

Scott Beahm at Guaranteed Rate (NMLS #262440)

I have always been motivated to get the job done right and I am focused on the small details that matter tremendously in the long run.  These traits have helped provide my clients with the best possible service & mortgage experience and ensure that when the going gets tough I deliver results.



I grew up in Pasadena Texas and moved to the Midwest for university where I played football on a scholarship. After graduation I moved to St. Louis for a few years, then moved to Chicago where I lived for 25 years and honed my skills for excellent service while managing a joint venture between a big 3 bank and a boutique, upscale real estate firm. Working side-by-side in an office with Real Estate Agents developed my communication skills for keeping all parties updated while maintaining my client's privacy with the utmost discretion. I eventually moved back "home" to Texas in December 2018, again with a big 3 bank, but felt the entrepreneurial calling to a more progressive company that compliments my strong desire for excellent service & customer experience.



In my career I've strived to service every segment of the market possible, from ultra-luxury to move-up buyers, first-time buyers, government loans and down payment assistance programs and I am proud of my track record in each category. I'm available 7 days a week (real estate deals are often made on weekends and evenings) and am extremely diligent about solving the issues that arise over the course of a transaction. With my industry experience I provide clients with a rare level of insight into negotiations and complex problem resolution/mitigation strategies and ensure that their interests are always at the forefront of my team's efforts.

  is your  local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States,  is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact  at  for more information!

Lane Sears at Guaranteed Rate (NMLS #700849)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Vice President of Mortgage Lending

Michael Moh is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (713) 354-9624 for more information!

Michael Moh Houston Katy Loan Officer (NMLS #915377)

As a mortgage professional for over 30 years Mack Blankenship offers his clients a valuable wealth of knowledge and experience so they feel confident that they're not only receiving the best service, but that they're also receiving a home loan that best fits their unique needs.


"I love being a loan officer and connecting and helping families who end up becoming friends. I've been a mortgage banker for 26 years and have closed loans for thousands of clients. Today, I close loans for the children and sometimes grandchildren for clients going back 25 years."


Blankenship has 3 children and 3 grandchildren, Laila, Ila and Mason. He has also completed [7 IronMan](http://www.ironman.com/#axzz52IuvYghw) events, dozens of marathons and dozens of smaller triathlons. Blankenship was a guide for a blind athlete in the [2012 Boston Marathon](http://www.baa.org/races/boston\-marathon/participant\-information/athletes\-with\-disabilities.aspx) and a guide for the [2015 Para\-Olympic Nationals Triathlon](https://www.teamusa.org/USA\-Triathlon/USAT\-for\-Me/Athlete\-Resources/Paratriathletes)and assisted in the training of IronMan para\-triathlete [Brand Adame](https://www.triathlon.org/athletes/profile/brandon_adame).

Mack Blankenship is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Mack is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mack at (832) 243-8549 for more information!

Mack Blankenship at Guaranteed Rate (NMLS #208691)

Hablo español! As your trusted Guaranteed Rate Loan Officer with over 20 years of experience, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. Born, raised, and raising my own kids (Matthew, 16, and Lucas, 6) in Houston, TX, I take pride in serving my community; over my career, I’ve been a real estate agent, builder, investor, and loan officer. I enjoy the detailed math of mortgage, problem solving, and finding unexpected value for my clients in every way possible.



I’ve been married for 17 years and enjoy spending my free time at our second home in Round Top, TX, going outdoor activities with friends and family – one day, I aspire to tend a farm and expand my property! Round Top is a wonderful community that satisfies my loves for treasure hunting, antiquing, collecting and just general curiosity of all thing history.



A graduate of the University of Houston, I cofounded the Omega Delta Phi Fraternity and created lifelong friendships. I love college football, all professional Houston sports teams, and sponsor youth sports when possible. When I’m not helping clients achieve their home ownership goals, I enjoy playing golf, taking to the outdoors, cooking, and entertaining for all my family and friends!



Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en inglés.  Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas/

Marcos Hernandez is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Marcos is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Marcos at (832) 780-2754 for more information!

Marcos Hernandez at Guaranteed Rate (NMLS #527375)

Jen Ray is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jen at (678) 939-6564 for more information!

Jen Ray at Guaranteed Rate (NMLS #1496515)

Branch Manager

Holly Whitney is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Holly is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Holly at (210) 436-8079 for more information!

Holly Whitney at Guaranteed Rate (NMLS #457611)

Chelsea was born and raised in the mortgage industry and is a second generation loan officer. During her time in the mortgage industry, she has been awarded ++Top Performing Loan Officer by Texas State Affordable Housing, Gold Service Loan Officer by Southeast Texas Housing, Affiliate of the Year by Women's Council of Realtors++and has consistently been a Top Producer within her company. She has a Bachelor of Science degree in Economics and minor in Business from Texas A\&M University and she would love to put her education and experience to work for you!

Chelsea Dawson is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Chelsea is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Chelsea at (281) 703-7874 for more information!

Chelsea Dawson at Guaranteed Rate (NMLS #1083316)

Connie Tharp is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Connie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Connie at (713) 826-0051 for more information!

Connie Tharp at Guaranteed Rate (NMLS #414087)

DeAndre Robinson is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, DeAndre is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact DeAndre at (281) 436-7453 for more information!

DeAndre Robinson at Guaranteed Rate (NMLS #1727932)

Paul has been in the mortgage\-lending industry for more than 20 years. He has seen many highs and the lows in the industry during that time. "I have seen the business become very regulated and complicated but one thing that has never changed is for whom we do our business," he says. "And that's you, the customer. I take it upon myself to be an expert in what I do and find ways to make the process simpler for the customer." As a seasoned loan originator, Paul is careful to ensure that his customers are educated and informed during the entire mortgage process. "My goal is to ensure that they feel certain that they chose the right lender because there were no surprises in the process," he adds. Paul has extensive experience in originating jumbo, conventional, FHA, VA and renovation loans. He also has a passion for assisting first\-time homebuyers with successfully financing a home of their own.

Paul Sellers is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (713) 487-5947 for more information!

Paul Sellers at Guaranteed Rate (NMLS #170458)

Associate VP of Mortgage Lending

Thea Lindquist is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Thea is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Thea at (612) 284-2975 for more information!

Thea Lindquist at Guaranteed Rate (NMLS #1491078)

Grant LaClave is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Grant is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Grant at (281) 436-7451 for more information!

Grant LaClave at Guaranteed Rate (NMLS #77115)

Jason has been in the mortgage business for more than 20 years, and helped 10's of thousands of families enjoy the dream of homeownership. When asked why he has stayed in it all these years, his reply is "Simple, I believe what we do is important. We get to help people enjoy their dream." Jason is a Houston native, born and raised. Went to school at SFASU in Nacogdoches for a few years, and came right back home. He has a wife, Edana, and three children, Jonathan, Lexi and Aiden. In his off time he enjoys family time, golf and trips to new places.

Jason Hauck is your Houston local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jason is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jason at (713) 408-9485 for more information!

Jason Hauck at Guaranteed Rate (NMLS #514508)

Houston

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16 Loan Officers in Houston, TX