As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Linda Miller is your Cottonwood Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (801) 525-2163 for more information!

Linda Miller at Rate (NMLS #39250)

I entered the mortgage industry as a loan officer way back in 1997. It's hard to believe it's been that long but those years are packed full of experiences both good and what I'd call "for learning purposes". After getting my feet wet while at school for the first few years I started a mortgage company where I learned to be a jack-of-all-trades, involved in everything mortgage, HR, IT, Marketing, Accounting - you name it. I sold that company in 2010 and joined a retail mortgage banker as an Area Manager, building and overseeing several Utah branches. A few years later I made a move to another company in a similar role, gaining more valuable experience. My latest move to Rate was carefully researched and thought out and one I see as full of potential and opportunity for my clients, my team members and myself. Ready to go!  
On a personal level, I've been married since 2002 to the best woman in the world, sharing three great kids. We've lived in South Jordan since 2013 and love it. I'm originally from Canada, somehow still on my skates and skis. Utah is definitely hard to beat when it comes to anything outdoors.  
What I love most about what I do is the people. It sounds cliche but I get great satisfaction out of providing expert, professional and friendly service to my clients. Typical feedback I'm proud of is just how comfortable they are through my process - feeling educated, in the loop and never made to feel a question was dumb or I was being bothered. If someone believes getting a mortgage is easy when we're finished I've done my job! I look forward to working together soon!

Producing Area Manager

Matt Walker is your Cottonwood Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (801) 563-2977 for more information!

Matt Walker at Rate (NMLS #103817)

Mathew has over 25 years of experience in the real estate and mortgage lending industry. It is his responsibility to help educate you on the various mortgage loan programs, whether you're purchasing your first home, investment property or refinancing to lower your rate. Mathew has extensive experience with FHA, VA, Conventional, USDA & First time home-buyer programs among many others to provide the right tools to fit each client's needs.  
Communication is key to a successful loan transaction and he has made it his goal to make sure you can reach him before and after business hours. Matt knows the majority of your decision making happens after hours and there are times you need to speak to a professional.  
As a property manager and real estate investor himself, he understands all aspects of owning real estate and how to align your monthly expenses with your financial goals.  
When Matt has spare time he's spending time with family and friends enjoying BBQs, camping, golfing, fishing, and traveling. His sweet wife Amanda is usually by his side in all of his adventures.




Rate has no affiliation with the US Department of Veterans Affairs.

Mathew Stanley is your Cottonwood Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Mathew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Mathew at (801) 724-7301 for more information!

Mathew Stanley at Rate (NMLS #220672)

Randy Wright, Vice President of Mortgage Lending at Rate has had the wonderful opportunity for almost 30 years of working with amazing clients and their families, and has created some wonderful relationships during that time. Randy's clients love working with him, and there are many families that he has served generations of the same family. Randy's dedication to efficiency, service and integrity has allowed him to maintain a high percentage of repeat clients, and more importantly create lifelong friendships. Randy and Rate provide all types of loan products for home purchases, refinances, move up buyers, first time home buyers, investors, construction projects, reverse mortgages and many other situations. Randy loves working with first time home buyer and watching them get so excited, and also realizing that buying a home does not need to be a stressful experience. Randy is excited to be a part of the Rate Team who is a leading innovator and one of the best run independent mortgage lending companies in the U.S. It is a great fit as both Randy and Rate share a common goal of providing unmatched service at competitive price and providing an efficient and professional experience for their clients and the entire home buyer experience. Throughout his career, Randy has been a member of numerous Presidents Club in recognition of him consistently preforming at a high level. He also been recognized in national mortgage industry publications as a top loan originator. When Randy is not helping families with their mortgage needs, he enjoys spending time with the family in the outdoors or on vacation. You can also find him at some local competitive soccer game cheering on his son. Randy is involved in volunteer service with his local church congregation and neighborhood. Randy is looking forward to working with you and your family and friends realize your real estate dreams whatever they may be, and making some great friends along the way.

Randy Wright is your Cottonwood Heights local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Randy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Randy at (801) 265-8900 for more information!

Randy Wright at Rate (NMLS #8977)

Cottonwood Heights

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4 Loan Officers Cottonwood Heights, UT