About Waldy Castro
**As a Producing Branch Manager, I have over 20 years of experience in the mortgage industry. I have successfully helped hundreds of clients secure financing for their dream homes, investment properties, and refinancing needs.** **My expertise lies in guiding clients through the loan application process, analyzing their financial situation to determine the best loan options, and providing personalized recommendations tailored to their specific needs and goals. I have a deep understanding of various loan programs, interest rates, and market trends, allowing me to help clients make informed decisions that align with their financial objectives.** **I have built strong relationships with lenders, real estate agents, and other professionals in the industry, which enables me to streamline the loan approval process and ensure a smooth and efficient closing for my clients. I am committed to providing exceptional customer service, transparency, and clear communication throughout the entire loan process, earning the trust and loyalty of my clients.** **Overall, my experience has equipped me with the skills, knowledge, and dedication needed to help you navigate the complex world of mortgage financing and achieve your homeownership goals!**
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 8803 Futures Drive, Suite 4 - 101 Orlando FL, 32819
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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