Guaranteed Rate, Inc. Disclosures and License Information
Guaranteed Rate, Inc. is an Equal Housing Lender and Illinois Residential Mortgage Licensee. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Guaranteed Rate will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential.
For additional state licensing please visit https://www.rate.com/licensing
Different types of mortgages
The mortgage rate that comes with your home loan will depend on which loan structure you decide to pursue. Here is a look at a variety of mortgage types that might best suit your needs:
Mortgage Rate Assumptions
Rates shown assume a purchase transaction.
Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 75%; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans or $500,000 for jumbo loans, unless otherwise specified.
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By refinancing the existing loan, the total finance charges may be higher over the life of the loan.