About Mark Johnson
Most mortgage lenders probably weren't raised on a farm in Eastern Washington, learning to drive a truck before a car, plunging their hands into the Earth, harvesting wheat as a 12-year-old from the crack of dawn until after sunset. But Mark was. During these formative years, he grasped the timeless values of curiosity and a relentless work ethic. A few years later, these same values landed him a robust sales gig for Bose Corporation where—as a budding college student—he was flown around the country selling newly-invented speaker technology. After 10 years at Bose climbing the ranks to national sales manager of the catalog division ("and if that doesn't date me, I mean really what does?!"), Mark became captivated by the people-centric nature of the real estate industry. He was particularly fascinated by the unique work loan officers conducted to help ordinary people secure the most critical asset of their lives: a home. *"I realized just how real the barrier was between renting a home and being able to buy one and I felt that I could really change people's lives by helping them break through that barrier."* Mark has been a lender since 1999 working with borrowers and realtors from all backgrounds and walks of life. He specializes in first-time home buyers, FHA/VA financing, complex-income borrowers, and condo financing. He has been the preferred lender for large, multi-home projects such as The Hideaway in Goleta, Vineyard Village in Buellton, and Pasadera in Guadalupe. For his clients, he delivers an unparalleled level of communication and charisma, check-in calls every Tuesday, expert knowledge of even the trickiest loans, and a human touch that softens the entire process. When Mark isn't tirelessly fighting for your loan, you'll find him meditating, hiking the mountains on his ranch in Northern Idaho with his husband Craig and his pup Plover, and sipping a chilly Manhattan served up after work.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 41 Freelon Street, San Francisco CA, 94107
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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