Protect your biggest investment

Safeguard your home systems and appliances with expert repair and replacements for your peace of mind.

 

Rate Whole Home Warranty delivers all-in-one home protection, powered by AIG’s expert network of technicians, covering your most essential appliances and systems when they break down.

 

Affordable coverage is $89.97/month with a $150 service call fee .

 

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Included with your free membership.

By clicking “Start shopping”, you are leaving Rate and entering a third party managed site. Rate is partnering with Wildfire Systems, Inc. for the Rate Rewards program. By continuing you are also agreeing to the Rate Rewards terms and conditions.

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Coverage includes:

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AC and heating

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Water heater

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Washer and dryer

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Ceiling fans

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Electrical systems and plumbing

Refrigerator icon

Refrigerator and freezer

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Microwave and other appliances

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Garage doors and more

What you get:

Customized plan

Tailored to your needs and budget

Dedicated support

Easy onboarding via phone or landing page

24/7 service requests

Eliminates phone tag with the servicer

Flexible plans

Affordable monthly plan, cancel anytime

Comprehensive repairs

Diagnosis and fix included

Generous policy limit

Up to $15,000/year in repairs

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1. Purchase service:

Start your coverage with a simple monthly subscription. 

 

 

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2. Wait 30 days:

Coverage starts after 30 days to prevent pre-existing claims.

 

 

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3. File a claim:

Online or by phone when something breaks.

 

 

 

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4. Easy-to-use online portal:

Finalize your appointment anytime, day or night.

 

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5. We repair or replace:

Covered systems and appliances are fixed or replaced.  

 

Ready to mortgage mindfully?

Download the Rate App today to get started.

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