GreenLiving for a green home

There are many ways homeowners choose to live an environmentally conscious lifestyle. Whether it is avoiding single-use cups and plastic bottles or practicing proper recycling etiquette, there are ways you could also go green with your property.

Replacing appliances, windows, HVAC systems or insulation could significantly reduce your carbon footprint over time and, in some cases, your utility bills. But making your home energy efficient can come with a cost. 

While there’s a huge potential to save on month-to-month utilities down the road, many homeowners are hesitant about covering those costs upfront. And because it’s not something that they need to address immediately, many homeowners never make the leap over that initial-cost hurdle. 

That’s why we offer our GreenLiving program, letting you roll energy improvements into your mortgage. You can learn more about GreenLiving below or you can get started by contacting a renovation specialist today. 

Go green, save green with GreenLiving

Our GreenLiving program is essentially a renovation loan, allowing you to finance energy improvements. Designed to help you reach your goals of sustainability and energy efficiency, GreenLiving is great for an older home, a fixer-upper or anyone looking to live a more energy efficient life. 

After you receive financing for your sustainable upgrades, you may be able to enjoy savings from lower monthly utility costs. These types of environmentally friendly upgrades could even improve your home’s value. 

Different types of GreenLiving loans

Available with several loan types, GreenLiving loans offer flexibility, ensuring there’s an option for every type of homebuyer. You can close a GreenLiving loan through conventional loans. 

An FHA loan is a great option if you have a lower credit score. For those who have served or are serving in the military, VA loans provide benefits like no down payment and reduced closing costs.

With these options, GreenLiving loans make it easier to find the right fit for your financial situation and homeownership goals.

“Green” your home with these projects

Almost every project you could undertake to make your home more environmentally friendly and sustainable isn’t just good for the planet, it could also be good for your budget. In the long run, some of these projects could help you save on energy and water use.

If you are looking for green projects for your home, here are a few of the most common upgrades you could consider.

Transitioning to an eco-friendly home is more achievable than you might think. Whatever energy-efficient upgrades you're considering, there are financing options available to help you make it a reality sooner than later.

Speak with a renovation specialist today to explore the various loan programs and incentives designed to support your journey toward a sustainable, energy-efficient home.

Eligible borrowers may use renovation financing to fund certain approved energy efficiency improvements. The amount of financing approved for use toward energy efficiency and whether an energy report is required varies by loan type and investor. Minimum down payment, FICO score, and property type restrictions apply. Applicant subject to underwriting and credit approval. Renovation loans are available from Rate renovation certified loan officers. Additional restrictions apply.

Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.

Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.