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The whole process was the smoothest transaction I’ve ever had while buying a new home! Absolutely excellent service!
Lester H. | December 2018
I am so pleased with Bryan Brown and his team. Excellent service and highly recommended!
Barbara S. | November 2018
Bryan Brown and his team was phenomenal. I couldn't ask for a better loan officer and his team was always on their game. I give Bryan and his team the highest marks. When you entrust the largest financial purchase in your personal life to a mortgage company and specifically with Bryan, it is priceless to know you are in great hands and he is always looking out for your best interest. I consistently recommend Bryan and Guaranteed Rate to any/all that are in the market.
Bryan and his team were exceptional -- diligent, engaged, and responsive. Through every challenge and hiccup they were for us. I cannot imagine a better experience than the one Bryan and his team gave us. GREAT JOB!
Brian did a great job explaining things to me, and unlike my previous loan experiences, things went as I was told they would go, no surprises at all!
Lynne M. -- Glencoe, IL. | Nov.2014
Bryan came highly recommended by a good friend. Bryan's expertise & reassurance was both helpful & comforting as this was our 1st purchase. Bryan's attentiveness & patience was beyond expected. He was quick to respond to emails & returning calls. We closed in 31 days, which Bryan admitted was aggressive given our situation but was honest when he said he could deliver on time. Sure enough, we closed on time & without issue. Both our attorney & Realtor stated on numerous occasions how...
Working with Mike C was great. Very very knowledgeable loan officer. Made it happen for me and my family!! Thank you again mike!!
Kyle C. | August 2018
Mike was the best loan officer I could find, I tried local banks, credit unions, and big banks. Not only does Mike possess knowledge about programs other banks/credit unions don't have like Mass Housing, Unison and construction, he will spend the time to spreadsheet out scenarios to help pick the best option for you. Mike was there to help me plan not just for my first mortgage but my holistic project plan, couldn't be more satisfied with his work with me.
Matthew K. - July | 2018
Smoothest easiest process have had to ever go through for a major purchase. Mike and his team is top notch!
Mark D. | June 2018
Mike was the best loan officer I could ask for, extremely personable with a personality that made sure you knew how on top of things he was. I feel like I have gained a friend through this process and will be recommending Mike to anyone I know looking for a home. He is one class act and there is nobody else like him!!! Thank you!
Gregory R. | MAY 2018
It was very reassuring that Mike was always available to answer our questions. He is extremely knowledgeable in every aspect of the mortgage process. It was a pleasure working with Mike through what can be a very stressful process.
Ashley C. - Holliston, MA | JUL 2016
Mike C. was fantastic. Everything went very smooth. The whole team that dealt with my loan was very helpful and professional.
Matthew S. -Hopedale, MA | MAR 2016
"Great no major issues, my closing date got moved up and the was a little panic at the end but it all worked out."
Anthony D. -- Framingham, MA. -- 8/2013
"It was great but that is to be expected, when everything was explained well, the closing costs were dead on , a really great rate, and it went faster and easier than I thought it would be! Bryan was a pleasure to work with, very responsive, never waited on a phone call or email, explained things in a way that made sense, felt like I was his only client."
Nicholas C. -- Somerville, MA. -- 8/2013
"Bryan was very easy to deal with and made my mortgage an easy and seamless process. He was always available to answer calls, was very knowledgeable about the whole process and he was able to secure a good rate for me. I would recommend and keep him in mind for my next home purchase."
Anthony M. -- Worcester, MA. -- 9/2013
“Michael Ciavarini explained the process very clearly, always kept me in the loop and was available when I needed him. I really appreciated his honesty and integrity, both trait that seems to be rare in a world of ever increasing greed and deception.”
Peter L. -- Shirley, MA. -- 5/ 2013
Hey check out the glowing review from Steven about Michael! "My thanks to Michael Ciavarini who made this refinance of many I have done the best experience ever! He is a consummate pro who really understands this business. Always on top of every stage of the process and ensures everything will go through without a hitch. His enthusiasm abounds! His staffs are top notch professionals. Best rates but level of competence, professionalism, and overall smoothness of the process, I would...
Steven C.-- Natick MA. -- 02/2013
As always everything went smooth and quite fast. This is my third time with Guaranteed Rate! I have recommended five of my clients; I have my own businessâ€¦ Michael Ciavarini is always so pleasant and professional! I will continue to send him referrals.
Elizabeth S. Dorchester, MA 2/2012
Mike, You are at a level in your business that I only dream and aspire to be at in my own, the pleasure was all mine. Partnering with you and guaranteed rate is the solution to the last big hurdle in my business plan and this weekend I'll be restructuring and reorganizing the website to get your stuff integrated up there as quickly as possible.
Jake Jacobs, Realtor with Keller Williams, MA
Michael Ciavarini played a key role in the purchase of our first home. He takes the approach as a trusted advisor, not someone that is trying to sell you a loan. He made us aware of different programs out there such as the PMI buyout up front. His spreadsheet helps you understand where every cent is going and you can work different loan scenarios out. Also anytime I was curious on what the rates where I could shoot him a note and heâ€™d get back to be with the current rates (big bank's won't do...
Matt R. - Foxborough, MA 12/2011