As an “opt-in” state, Vermont’s Privacy of Consumer Financial and Health Information Regulation and the Vermont Fair Credit Reporting Act afford Vermont consumers with certain rights that are not disclosed in Guaranteed Rate’s standard privacy notice. Below is an explanation of those rights and how Guaranteed Rate respects them.
Financial institutions may not share a Vermont consumer’s nonpublic personal financial information to a nonaffiliated third party without that consumer’s written, or if the consumer agrees, electronic authorization. Guaranteed Rate treats all consumers with a Vermont mailing address as if they have limited sharing with nonaffiliates as described on page 1 of our privacy notice.
For joint marketing, we will only disclose your name, contact information, and information about your transactions and experiences with Guaranteed Rate.
The Vermont Fair Credit Reporting Act prohibits any company, including affiliates of Guaranteed Rate, from obtaining information about a Vermont consumer’s creditworthiness without first obtaining that consumer’s consent. Guaranteed Rate treats all consumers with a Vermont mailing address as if they have limited sharing with affiliates as described on page 1 of our privacy notice except when a Vermont consumer has opted-in to such sharing and has not subsequently revoked his or her opt-in direction.