National average rates
Rates current as of . National Average Rates. OBMMI calculates national averages from actual locked rates across 35% of all mortgage transactions nationwide using borrower attributes to provide configurable trending of rates over time. Data is provided for informational use only and is not advertised as available pricing from Rate.
Find my mortgage rate
The rate that you qualify will have a direct impact on your monthly payments. A lower rate will allow you to pay less each month, and it will also mean that you may be able to afford a more expensive home.
Below you’ll find our current mortgage rates. Different types of loans can offer you different rates. Speak with a Loan Officer and see if you can qualify for an even lower rate based on which programs you qualify for.

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Our monthly payment calculator helps you confidently figure out your purchasing power. It lets you factor in key details like home price, down payment, interest rates, HOA payments, insurance costs and more to have a clear idea of what your monthly budget will be.
Plus, our calculator breaks down payments clearly, so you can easily see how different home prices and loan terms impact your budget. This will help you have a more informed conversation with a local lender.
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply.
Savings, if any, vary based on the consumer’s credit profile, interest rate availability, and other factors. Contact Rate for current rates. Restrictions apply.
