Mortgage Articles & Resources

Let our mortgage articles help you understand both our services and home loans in general. Guaranteed Rate is dedicated to placing you and your needs at the center of everything we do, and that includes sharing our wisdom and expertise. Explore our collection of mortgage articles and let us know how we can help you navigate your home-buying journey.

Buying a Home

What is PITI? Principal, interest, taxes and insurance

By Jeff Keleher on 7/30/2021

PITI stands for principal, interest, taxes & insurance. See what PITI is, how PITI makes up your mortgage payments & how to calculate your PITI on your mortgage.

Mortgage Process & Options

Home Possible loan income limits and more

By Marty Arneberg on 7/30/2021

Freddie Mac’s Home Possible loan program is a low down payment mortgage option. See everything you need to know about Home Possible mortgages.

What does owner financing mean?

By Jeff Keleher on 7/27/2021

Buying and selling a house as is

By David Insley on 7/26/2021

View all Buying a Home articles

What is a no-closing-cost refinance?

By Marty Arneberg on 7/30/2021

Real estate agent commissions by state

By Jeff Keleher on 7/28/2021

View all Mortgage Process & Options articles

Owning a Home

What is hazard insurance?

By Jeff Keleher on 7/23/2021

Property hazard insurance protects homes from natural events. See hazard insurance costs, what it covers, how you get it & if it’s required for a mortgage.

Refinance

What is a no-closing-cost refinance?

By Marty Arneberg on 7/30/2021

A no-closing-cost refinance moves closing costs into your monthly payments. See if a no-closing-cost mortgage makes sense for you with our no-closing-refinance guide.