Mortgage Articles & Resources
Let our mortgage articles help you understand both our services and home loans in general. Rate is dedicated to placing you and your needs at the center of everything we do, and that includes sharing our wisdom and expertise. Explore our collection of mortgage articles and let us know how we can help you navigate your home-buying journey.
Buying a Home
![Why homeownership is still a smart financial move](https://dih4lvql8rjzt.cloudfront.net/cms/89126938-f92e-4c27-a59f-345f6e00c000_SmartHomeownership-GRI-2825681-870x489.jpg)
The financial benefits of homeownership are undeniable, even with soaring housing prices. See how today’s housing market has real value and why homeownership is still a smart financial move.
Mortgage Process & Options
![Down payment assistance programs and grants](https://dih4lvql8rjzt.cloudfront.net/cms/71d6dbd1-97a7-49f8-ad95-5dbf75144492_DownPayment-GRI-2825636-870x489.jpg)
Buying a home can be expensive, but you don't have to do it alone. Down payment assistance options make it easy to afford your new home.
Owning a Home
![HECM & Reverse Mortgage: Myths & Facts](https://dih4lvql8rjzt.cloudfront.net/cms/719fb682-0783-4dbf-8bf5-aac590871859_GettyImages-148317171.jpg)
Do you have questions about reverse mortgages or HECM? Get the facts on common myths and misconceptions & learn more about tapping into your home’s equity.
Mortgage News
![Existing-home sales drop while home prices break new records](https://dih4lvql8rjzt.cloudfront.net/cms/d32ca78a-d0eb-42e7-a955-49f647af039e_HousingReport-7.23-GRI-BlogImage-26733812.jpg)
Existing-home sales dropped 5.4% in June from both the previous month and 2023