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    Mortgage articles & resources

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    How much income & down payment is needed for a $400k home?

    How much income & down payment is needed for a $400k home?

    Which assets can I include on my home loan application?

    Which assets can I include on my home loan application?

    How Much House Can I Afford With a $2,500 Monthly Payment?

    How Much House Can I Afford With a $2,500 Monthly Payment?

    Mortgage rates at their lowest levels of 2025

    Mortgage rates at their lowest levels of 2025

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    How To Refinance a HELOC

    How to refinance a HELOC

    Learn how to navigate the need to access cash based on the value built up in your home even when interest rates are elevated.

    Home equity loan vs. HELOC: Which is safer when interest rates are high?

    Using home equity to consolidate credit card debt: Does it work?

    2026 Guide to the Mortgage Interest Deduction​

    Mortgage interest deduction: How much can you save?

    How To Apply For a Home Equity Line of Credit

    How to apply for a Home Equity Line of Credit (HELOC)

    Family home with a walking path in the front of the house.

    What happened to home prices in Q3 2026?

    Two-story home with a garage.

    Fed keeps rates steady after September hike, but how will that affect mortgage rates?

    Can I use a HELOC for a second home?

    Can I use a HELOC for a second home?

    The hidden costs of HELOCs and home equity loans: What borrowers should check

     home with a front lawn.

    What did pending home sales look like in September 2026?

    How Can I Get Down Payment Assistance on My Mortgage?

    How Can I Get Down Payment Assistance on My Mortgage?

    What Is a Mortgage? How Does a Mortgage Work?

    What is a mortgage? How does a mortgage work?

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    Please note that applications, legal disclosures, documents or other material related to Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.


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