VA homebuying, simplified: Everything you need to know to shop with confidence
At Guaranteed Rate, we’re here to make sure VA borrowers get the guidance and support they need at every stage of the homebuying process. Whether it’s through our dedicated VA lending specialists, our unique partnership with the USO and their USO Pathfinder® program, or helping to keep costs low by waiving VA lender fees, we’re proud to do all we can to help make your homebuying dreams a reality.
Dedicated specialists, and no VA lender fees
As you think about homeownership, one of your most powerful tools is the VA loan. VA loans offer unique benefits including low or no down payment options, no Private Mortgage Insurance and potentially fewer credit restrictions than a conventional mortgage. And at Guaranteed Rate, all VA borrowers work with one of our experienced VA loan specialists, who bring years of experience to the process and are able to answer all your questions.
In order to keep costs as low as possible, we work to get each customer the best mortgage rate we can. And for all of 2020, qualifying military homebuyers also pay no lender fees (a common fee associated with most mortgages), which can save buyers up to $1290.
The USO Pathfinder® program
As part of our partnership with the USO, we’re joining with the USO Pathfinder® program to help assist the homebuying needs of members of the military and veterans. The USO Pathfinder® program provides one-on-one assistance to service members and their families as they transition out of the military and into civilian life. Drawing on a vast network of providers, the Pathfinder® program and its individual Scouts work one on one to help connect each member to the best available resources, training and programs as they find their new mission in life.
Putting you in a position to succeed
We also work to help VA borrowers navigate and compete in a competitive housing market. Due to the tight supply in many of today’s housing markets, the ability to move quickly gives buyers an advantage. Guaranteed Rate offers buyers a streamlined, digital process and tools like FlashClose SM that allow you to save time at the closing table by pre-signing many of your closing documents online.
The importance of options
While we’re passionate about VA loans and have dedicated VA loan specialists to guide you through the process, we also understand the importance of options. Guaranteed Rate offers a wide variety of financing options to help you find the perfect fit. Even if you’re a veteran, sometimes a VA loan might not be the best possible choice. For example, if you’re refinancing, it could be better to refinance into a conventional product and decrease your monthly payment so that you could free up your VA entitlement to use on your next PCS move.
Homeownership can be a big transition. We’re here to help, with the options and expertise you need to move forward with confidence.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
United Service Organizations, Inc. (USO) is a non-profit 501(ϲ)(3) organization (EIN/Tax ID: 13-1610451) and not part of the Department of Defense (DoD)
Waived lender fee available for VA loans that have a triggered RESPA app date as of January 31, 2019 through January 1, 2021 at 12:00am EST. This offer does not extend to HFA loans. ‘Triggered RESPA’ in accordance with Regulation X, is defined as lender receipt of all six pieces of information received in a secure format; applicant name, property address, home value, loan amount, income and SSN. Not all borrowers will be approved. Borrower’s interest rate will depend upon the specific characteristics of borrower’s loan transaction, credit profile and other criteria. Contact Guaranteed Rate for more information and up to date rates.
Not eligible for all loan types or investors. Conventional loans only. Eligible for primary, 2nd home and investment properties. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Title company restrictions may apply, contact Guaranteed Rate for current rates and for more information.