Zero Down for Heroes
A Guaranteed Rate Loan Program for Veterans
No down payment or PMI for US Veterans and active-duty service members.*
- Forgiving VA credit standards
- 100% equity cash out refi option
- Competitive rates
- Conforming loans only
- Primary residence only
- First-time homebuyer counseling required
- Loan limit can’t exceed county loan limits
Do you Qualify?
- Primary Residence only
- Loan limit can't exceed county loan limits
Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
*Assumptions: Sample monthly Principal and Interest (P&I) payment of $1,043 is based on a purchase price of $200,000, down payment of 0.00%, 30 year fixed rate mortgage and rate of 4.750%/5.130% APR (annual percentage rate). Advertised rates and APR effective as of 10/05/2018 and are subject to change without notice. Subject to underwriting guidelines and applicant’s credit profile. Sample payment does not include taxes, insurance, assessments or VA funding fee (max VA funding fee of 3.3%). Actual payment obligation will be greater. Not all applicants will be approved. Applicant’s interest rate will depend upon the specific characteristics of applicant’s loan transaction, credit profile and other criteria. Contact Guaranteed Rate for more information and up to date rates.