About Rusty O'Dowd
Hands on with every client, Rusty has over twenty years of experience in the Mortgage Industry and is recognized by Mortgage Executive Magazine, the Scotsman Guide and featured in Boston Agent Magazine's Who's Who in Boston Real Estate for Mortgage Origination as an expert in his field. From daily interest rates, mortgage terms, Conventional loans, Jumbo, VA , FHA, Condo or Multi Family loans and more, Rusty is equipped to handle your most complex financing needs. Being a homeowner is an exciting, yet complex, endeavor. Whether purchasing or refinancing, "it's my job to make the process as stress free as possible for you. It's important to me that I always take the time to understand my client's needs and fully explain the pros and cons of their various options". Contact Rusty for today's interest rates and programs, and to discuss your options. Available 7 days a week. Sat & Sun from 9AM-9PM Proud member of the IAFF Leadership Team and promotor of the IAFF Mortgage Program: home loans for police, firefighters, first responders, and more.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 271 Waverley Oaks Road, Suite 306 Waltham MA, 02452
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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