About Samantha Back
I have been a licensed Loan Originator since 2005 and feel incredibly fortunate to have built a career I'm truly passionate about. Helping clients achieve their financial goals and guiding them toward homeownership is the most rewarding part of what I do. A mortgage is one of the most significant financial decisions most people will make. Whether you're purchasing your first home or refinancing, my priority is to ensure a smooth, transparent process while helping you find the loan program that best fits your needs. I'm committed to setting clear expectations, communicating consistently, and providing solutions when challenges arise. If you're not quite ready to qualify, I'll work with you to create a plan so you can get there with confidence. I began my career in San Jose, CA, and now live in Sacramento County with my supportive husband, our two beautiful daughters, and our dog, Patches. Outside of work, I enjoy spending time with my family, golfing, and traveling. I've had the privilege of helping clients throughout California with both purchase and refinance goals. Through Rate, I'm also able to lend in all 50 states and offer a wide range of loan programs, including Conventional, Jumbo, FHA, VA, USDA, Down Payment Assistance, and Non-QM loans. I'm here to guide you every step of the way—from start to finish. I am fluent in English and Lao. I can be reached any time on my cell phone at 408.887.5030 or via email at [email protected].

