About Scott Robinson
My name is Scott Robinson and I am a VP of Mortgage Lending for Rate. I am a licensed Mortgage Loan Originator servicing both South and North Carolina. I am a graduate of UNCW in Wilmington, NC. I currently live and serve my community around the Columbia, SC area! I enjoy spending time with my family, engaging in outdoor activities, attending sporting event's and enjoy traveling! I joined Rate because our main core value emphasizes putting our customers first! My experience and training as a Certified Mortgage Advisor allows me to deliver excellent communication and service to my clients! Purchasing a home is often the single most largest investment you can make. For many American households the equity built by homeownership is on average 40% or more of their overall net wealth. My goal is simple. I strive to empower my clients by explaining the mortgae process and providing sound mortgae options that best allign with their financial goals! My team strives to provide excellent communication. Our tools, portfolio of mortgage options, and our technology all help to deliver a streamline loan process! All to ensure that we minimize the stress that may come with the home buying process by delivering an excellent customer experience!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 1331 Park St., Columbia SC, 29201
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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