About Tom DuSell
With over 35 years of experience in the mortgage industry, Thomas DuSell brings a wealth of knowledge, skill, and integrity to Rate. Throughout his career, he has guided more than a thousand families through the home purchase and refinancing process, earning the trust of his clients and referral partners alike. Much of Thomas' business comes from repeat clients, client referrals, and long-standing relationships with real estate professionals — a testament to his exceptional service and results-driven approach. Based in the Chicagoland area and licensed in all 50 states, Thomas is proud to serve clients nationwide with the same dedication and personal attention. As the mortgage industry continues to evolve, finding someone who will guide you through the process with transparency and honesty is more important than ever. Clients frequently praise Thomas for his clear communication, meticulous attention to detail, and ability to make both simple and complex transactions feel effortless. Thomas believes that a mortgage is more than just a loan — it's a powerful financial tool. He is committed to helping clients understand how their mortgage can contribute to long-term financial security and wealth. With a strong focus on purchase transactions, Thomas works hand-in-hand with his production team and an elite network of industry professionals to deliver a seamless experience from start to finish. When asked why he chose to join Rate, he explains: **"I pride myself on finding the right solution for every client's unique situation. Rate's expansive product lineup and top-tier delivery systems allow me to do just that — and more."**
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
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Located at 2380 Esplanade Drive, Office #1 Algonquin IL, 60102
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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