About Al Brown
For over 25 years, 1 have been providing my clients with world-class service in the lending industry, helping thousands of individuals obtain financing for their home. My extensive knowledge of the real estate industry and residential mortgages makes me a clear choice as your trusted loan officer. My work ethic is unprecedented and premised on the values of transparency and integrity. In 1985, I established a mortgage company, I learned early the critical importance of honesty and effective communication—pillars of success I still apply to every client relationship. I went on to become a senior loan officer at several leading companies - before joining Rate as a VP of Mortgage Lending. My experiences as a former real estate broker and a licensed real estate instructor are the foundation for my deep expertise in both the mortgage and real estate industries. With nearly three decades of experience working in both industries, I remain steadfastly committed to providing every client loan services that exceeds all expectations. I currently reside in Queens, New York, with my wife and five of my seven kids. I enjoy spending time with my family, attending professional baseball games, basketball games, traveling and occasional party. Please feel free to call, text or email me with any questions you may have about real estate and/or mortgage financing.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 750 Lexington Ave, Suite 2010 New York NY, 10022
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.