Even though real estate transactions take place every day, it is not every day occasion for most buyers and borrowers, and it can be stressful. With Jackie, it doesn't have to be. Jackie knows it's an opportunity to serve someone and make their life and finances line up for the better. It can seem complex, so having an expert on your side like Jackie is essential.



MASTERY & INTEGRITY Jackie is a widely trusted mortgage expert. Since 1998, she's developed a reputation for her market savvy, creativity, and nuanced strategy, matched with integrity and tenacity. Her clients are well served and well equipped for today's competitive real estate markets. Based in NYC, she's sought out for her mastery of condos, coops, luxury real estate, and 2nd homes. As a leader of well-rounded team, she's able to help with just about every type of real estate transaction, from first-time buyers to down-sizers and seasoned investors to luxury buyers. Jackie is licensed in NY, NJ, CT, MA, PA, FL, CO, CA.



TENACITY & CREATIVITY By consistently delivering in all market cycles while offering exceptional service, her business has thrived based on referrals from past clients and professional partners. Jackie is a valuable collaborative asset to real estate agents, wealth managers, and other trusted advisors.



GENEROSITY Jackie is an amazing resource to her clients. As an influential member of BNI (Business Network International), Jackie has developed relationships with some of the best professionals in the region. She takes great pride in giving well-qualified referrals, so her clients are receiving the best care and expertise. At work and at large, Jackie brings a generosity of spirit and love of laughs. She has a passion for stand-up comedy, a love for tennis, and for her Shih Tzu named Jagger. And, if you dig a bit further, you might also find images of Jackie ballroom dancing.

SVP of Mortgage Lending

Jacqueline Frank is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jacqueline is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jacqueline at (212) 318-9412 for more information!

Jacqueline Frank at Rate (NMLS #45864)

I entered mortgage business in 1996 having previously practiced real estate law.  After having represented purchasers, sellers and lenders as an attorney the finance aspect is why I entered the mortgage business.  I like both the challenges and gratification that originating mortgages presents.

VP of Mortgage Lending

Jonathan Semon is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jonathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jonathan at (212) 745-9074 for more information!

Jonathan Semon Esq. at Rate (NMLS #83570)

PRESIDENT’S CLUB MEMBER   Bob is a licensed mortgage professional with over 20 years of national mortgage experience with some of the leading mortgage banks in the country. As a top performer in sales volume as well as in customer service, he was awarded membership into the President's Club. Bob has a vast knowledge of mortgage programs, financial analysis, credit evaluation, underwriting, processing and loan closing. He is a firm believer that excellent communication and service will lead to successful mortgage transactions and satisfied clients. His commitment to the highest level of professionalism and expertise has led to his proven track record of success. In his spare time, Bob enjoys NYC life, traveling and occasionally likes to shoot hoops to relive his college basketball days. He also enjoys working with Habitat for Humanity where he spearheaded a $1 million campaign that led to building 3 new homes for low to moderate income families in Atlanta, Georgia.   "The greatest compliment a client can give me is a referral."

Senior VP of Mortgage Lending

Bob Buehler is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Bob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bob at (212) 745-9015 for more information!

Bob Buehler at Rate (NMLS #335444)

For over 25 years, 1 have been providing my clients with world-class service in the lending industry, helping thousands of individuals obtain financing for their home. My extensive knowledge of the real estate industry and residential mortgages makes me a clear choice as your trusted loan officer.




My work ethic is unprecedented and premised on the values of transparency and integrity. In 1985, I established a mortgage company, I learned early the critical importance of honesty and effective communication—pillars of success I still apply to every client relationship. I went on to become a senior loan officer at several leading companies - before joining Rate as a VP of Mortgage Lending.




My experiences as a former real estate broker and a licensed real estate instructor are the foundation for my deep expertise in both the mortgage and real estate industries. With nearly three decades of experience working in both industries, I remain steadfastly committed to providing every client loan services that exceeds all expectations.




I currently reside in Queens, New York, with my wife and five of my seven kids. I enjoy spending time with my family, attending professional baseball games, basketball games, traveling and occasional party.




Please feel free to call, text or email me with any questions you may have about real estate and/or mortgage financing.

Al Brown is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Al is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Al at (516) 206-1863 for more information!

Al Brown at Rate (NMLS #58658)

se habla Español   My name Hector G. Cardenas. I have been a national leader in premier mortgage lending for over fifteen years. With a degree in Finance from the University of Illinois-Chicago in 1999, I have acquired an extensive education on all aspects of the financial world. My years of experience working with real estate attorneys and other financial specialists has afforded me a large network of competent professionals. This allows me the ability to consult with the experts regarding intricate title, financial and lending matters. I also aspire to create the best lending experience to all of my clients with commitment to service, vast knowledge and a strong work ethic. Being fluent in both Spanish and English, I love to spend my down time traveling the world and learning from different cultures. My communication skills and knowledge of different cultures also allows me to deliver customers the highest level of skill and customized service.  Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés.  Le sugerimos que trabaje con un intérprete de su elección.

SVP_DE_PRéSTAMOS_HIPOTECARIOS

Hector Cardenas is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Hector is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Hector at (312) 940-4599 for more information!

Hector Cardenas at Rate (NMLS #231110)

Preet Singh is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Preet is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Preet at (516) 567-5225 for more information!

Preet Singh at Rate (NMLS #728845)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP_DE_PRéSTAMOS_HIPOTECARIOS

Jose Rosario is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jose is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jose at (212) 318-9402 for more information!

Jose Rosario at Rate (NMLS #2014476)

Dominick Sutera has helped thousands of home buyers and refinancers get safely through the home mortgage minefield over the past 30+ years, all of whom came by referral. Dom has been told that he helps reduce the anxiety and confusion many people have when applying for a mortgage. Dominick's experience training thousands of real estate agents and loan officers in the mortgage process helps him to explain complex things simply to his clients. Dom works equally well with financially savvy people who want to consider multiple aspects of mortgage financing, such as closing costs vs. interest rates, and their long and short term financial goals.


Here is what just a couple of Dom's clients have said about their experiences:  
"I couldn't have asked for a better level of service. Not having purchased a home in 31 years I needed a lot of handholding during the process and Dominick and his team provided the handholding needed. They made what could be a very stressful process – stress free and dare I say- fun. I would unequivocally recommend them to anyone contemplating a purchase. I felt I was not being "sold" and was always getting the straight answers to my questions. Couldn't ask for more."  
E. Irwin  
"Dealing with Dominick is like dealing with a family member. You can call him day or night, weekday or weekend, and he answers your call. He spends as much time as necessary to answer your questions and provide information you didn't even know you needed! If you want to deal with an expert who provides a great experience, call Dominick. There is no one else I would trust in the mortgage business like I trust him."  
R. Busse

Dominick Sutera is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Dominick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dominick at (516) 479-5700 for more information!

Dominick Sutera at Rate (NMLS #31187)

I moved to Long Island from Whitehouse Station, NJ when I was 16 years old. I lived in the West Hills section of Huntington and went to Half Hollow Hills Hight School. Upon graduating high school, I attended Bryant College (now University) and graduated with a bachelor's degree in business administration and a minor in finance. While at Bryant, I helped start a men's Lacrosse Club with a few others that now has matured into a very competitive College Lacrosse program. I currently reside in Kings Park, NY. My personal interest varies but more often than not you will find me outdoors enjoying what mother nature has given us as well as hiking with my golden retriever puppy.




Upon graduating Bryant College and a short spell selling skis in the ski industry, I headed to Wall Steet and landed a job as a financial reporter for a reputable online News Wire Service. I worked there for eight (8) years from 1987-1995, reporting on government and corporate bond daily activity and price action as well as commodities and precious metals. After my tenure as a financial reporter, I made the move to the mortgage industry and worked for a highly successful mortgage broker as a loan officer for ten (10) years from 1995-2005. At that time, I made the decision to go into business for myself, got my NYS Mortgage Broker license and started my own Mortgage Brokerage firm. I ran a successful Mortgage Broker firm for 15-years from 2005-2020 when I decided to close the company and concentrate on originating loans as a loan officer. After weighing various offers, I was hired as a Loan officer in November of 2020 with a highly reputable local Long Island Mortgage Banker and in March of 2022 when the firm closed, I stayed with the same team and joined a great company in Rate.




My reputation in the industry has always been exceptional and my concentration has continually been on integrity and offering the client unparalleled service and advise throughout the whole real estate transaction. My clients and referral partners appreciate my honest approach to the business, my thoroughness in my methods and trust that I will always give them qualified and sound advice. My slogan is "having a qualified and experienced mortgage professional on your team is always valuable but in today's market, it is priceless."




I look forward to working with you and am here to help you with your mortgage financing needs.

Larry Collins is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Larry is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Larry at (917) 398-5985 for more information!

Larry Collins at Rate (NMLS #67885)

I began my career in Banking and Finance and spent over 22 years in International Banking.  
The past 20 years I have utilized my strong financial background and worked diligently in the  
Mortgage Industry. I believe that my education and specialization in finance are a perfect fit to work in this industry and provide first class service to my clients. I fully understand the challenges that our young borrowers face while trying to achieve the American Dream. I have a passion to satisfy the needs of our clientele and will take as much time as needed while guiding them through every step of the Mortgage process. I pride myself on the level of dedication and integrity that I deliver to our customers and referral partners.  
In addition, I remain in constant contact with all of our specific referral partners, as we are all working together for the benefit of the client. I am driven by the strong relationships that have helped me build my business. My business continues to grow with the reputable partner referral base and a steady flow of "word of mouth "referrals.  
My philosophy is based on establishing a relationship with our colleagues and partners, and not just closing deals.  
As a resident of Dix Hills for over 30 years, I have a great understanding of how important strong school districts, town services and a variety of community services mean to our homeowners.  
I have raised 3 children in this neighborhood and have been extremely satisfied with the education agenda as well as the special extracurricular activities.  
I am aware of the importance of strong schools and stimulating social activities that our new young homeowners are attempting to find.  
Even though I am available 24/7 to my clients, I very much enjoy spending time with Family, especially my 2 Grandchildren. I am a big sports fan and try to hit the links as time permits.

Bob Federici is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Bob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bob at (917) 398-5986 for more information!

Bob Federici at Rate (NMLS #66824)

Born and raised in Brooklyn, Guy's extensive knowledge and experience in the Brooklyn market make him an invaluable asset to his clients and referral partners alike. He prides himself on full dedication to whatever opportunities or challenges present themselves. Guy is known for always going above and beyond for his clients, holding their hands through the entire process, obtaining some of the most competitive terms without compromising on service levels. Guy began his career in mortgages immediately after receiving his degree in Finance and Investing from Baruch College's Zicklin School of Business in 2013. When Guy isn't in the office, he can be found cooking for his family and volunteering his time to local community events and fundraisers.

Guy Aboutboul is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Guy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Guy at (212) 318-9450 for more information!

Guy Aboutboul at Rate (NMLS #1114691)

Lori Lesser is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Lori is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lori at (212) 745-9064 for more information!

Lori Lesser at Rate (NMLS #460201)

I've been in the mortgage industry for over 20 years and have experience closing every type of loan. I have seen many different types of scenarios and have the skills to figure out what is best for my customers. If you're looking for any type of home loan, you've found a great place to start. As an experienced and seasoned loan officer, I can help you find financing that complements your wealth-building strategies, using innovative technology developed with you in mind. Whenever you're ready, I'm here to help and am always available. Let me show you how to simplify your experience, with personalized guidance and a team to help you along the way. Our digital tools and resources can help make your path smoother, so you can focus on what really matters – your home. Contact me to get started.

Vice President of Mortgage Lending

Andrew Fuchs is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andrew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andrew at (212) 351-0158 for more information!

Andrew Fuchs at Rate (NMLS #871611)

David Brod is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (516) 206-1861 for more information!

David Brod at Rate (NMLS #1758007)

Tiser Turner is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Tiser is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tiser at (212) 745-9037 for more information!

Tiser Turner at Rate (NMLS #1527293)

SVP of Mortgage Lending/Producing Branch Manager

James Garvey is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (212) 318-9401 for more information!

James Garvey at Rate (NMLS #314551)

Zachary Karp is your New York local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Zachary is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Zachary at (312) 752-1348 for more information!

Zachary Karp at Rate (NMLS #2574625)

New York

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17 Loan Officers New York, NY