About Amanda Shelton
Since launching my career in 2012 as a VP of Mortgage Lending, I've remained driven by one core belief: every client deserves the opportunity to own a home. Just one year into the business, I closed over $40 million in volume, earning the title of Top Producer at my company — a distinction I've proudly held for over a decade. With a passion for people and a clear, energetic approach to lending, I've had the honor of helping more than 2,000 families purchase their dream homes. In 2017, I was recognized as Mortgage Specialist of the Year by the Greater Houston Builders Association, a proud milestone in a career built on dedication, results, and relationships. As a referral-based mortgage professional, I focus on creating seamless, transparent, and even fun transactions. Whether guiding first-time buyers or experienced homeowners, I strive to remove confusion from the process and build lasting trust through clear communication and unwavering support. With over 13 years of experience, I have mastered the ins and outs of all loan types ranging from First Time Homebuyer programs to VA, 100% financing, Jumbo, refinancing, DSCR and non-QM loans, I can successfully guide you into making an educated decision that best fits your specific needs. Outside of work, I'm a proud wife and mother of four, rooted in Cypress, Texas. My mission extends beyond closings — it's about creating generational wealth through homeownership and leaving a legacy of financial empowerment. Let's make mortgage simple — and let's build your future, together. **Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.** **Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.**
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Calculators, tools, guides, and advice
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Located at 2603 Augusta Drive, Suite 420 Houston TX, 77057
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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