About Chris Hall
About Chris Hall | Central Valley Mortgage Loan Expert Chris Hall is a mortgage loan originator with Rate serving homebuyers and homeowners throughout the Central Valley, including Ripon, Modesto, Manteca, Stockton, Turlock and Tracy. With over 24 years in the mortgage industry and more than 25 years living in the Central Valley, Chris helps clients answer the most important home financing questions: * How do I qualify for a home loan? * How much house can I afford? * What credit score do I need to buy a house? * Can I buy a home before I sell mine? * Are there first-time buyer or down payment assistance programs available? * Chris takes time to review each client's full financial picture and builds a clear strategy from application to closing. His experience as a territory manager covering the entire Central Valley gives him deep insight into local market conditions, property types, and how to structure strong, competitive offers. He has earned multiple production and service awards, including Presidents Club and Circle of Excellence recognition. More importantly, he has built long-term relationships with homebuyers, real estate professionals, and returning clients who trust him for purchases, refinances, and investment properties. Chris lives in Ripon with his wife of 33 years and enjoys cycling, camping, fishing, and spending time on the rivers and lakes of the Central Valley. This is not just where he works — it's home. If you're searching for a local mortgage expert who can explain your options clearly and help you move forward with confidence, Chris Hall is ready to help.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 200 Tampa St, Turlock CA, 95382
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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