About Danny Delgado
Danny started in the business at 21 because he loved being someone people could always rely on. Now, with 30 years of experience in the mortgage industry, he still has the same mission to educate his clients, build lasting relationships and be your go to for all your home financing needs. Danny has built his career on trust, expertise, and delivering exceptional results. He believes that buying a home is one of the most significant milestones in life, and his mission is to make the journey as smooth and stress-free as possible. Danny takes a personalized approach to every client, ensuring their unique needs are met with tailored solutions. From guiding first-time buyers to helping seasoned homeowners, Danny provides clear communication, proactive problem-solving, and unwavering support at every step. His commitment doesn't end at closing—Danny aims to be a lifelong resource for his clients, offering advice and support well beyond their first transaction. He's honored to be a trusted partner for generations of homeowners, and he takes pride in earning referrals from happy clients who appreciate his dedication. For Danny, it's more than just mortgages—it's about helping people achieve their dreams of homeownership with confidence and ease.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 35 S. Washington St., Suites 305 & 306 Naperville IL, 60540
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.