INTRODUCING MY TEAM... Leslie Patel, Sales Assistant - Leslie is Brad's "right hand". She can answer any and all questions about financing your home and also advise on any part of the mortgage process. 847-592-9192, leslie.patel@rate.com Nikki Perez, Mortgage Consultant - Nikki controls the upfront part of the process. She will send all loan disclosures, request documents needed, and she submits the file to underwriting. 847-232-2708, Nikki.perez@rate.com Souzy Grammatis, Loan Coordinator - Souzy is the back end part of the process. She will review the loan approval and connect with borrowers to request additional information if needed. She will work with borrowers to get the loan back to underwriting for the "clear to close". Souzy then submits the loan file to our closing team to coordinate getting the loan docs to title. 847-592-9214, souzy.grammatis@rate.com

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

SVP of Mortgage Lending

Brad Rasof is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Brad is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brad at (773) 354-0074 for more information!

Brad Rasof at Rate (NMLS #223617)

My team and I are dedicated to delivering world-class service and a seamless loan process, ensuring a smooth and stress-free home financing experience. As a top producer in the mortgage industry for 23 years, I bring over two decades of expertise to every home purchase and refinance, providing you with invaluable guidance tailored to your needs.  
The best part of what I do is helping you create a meaningful and memorable experience as you achieve your homeownership or refinancing goals. My success comes from offering transparent, forward-thinking advice, walking you through your options in detail so you can make the best decision for your future.  
Our commitment to efficiency, clear communication, and exceptional service has earned us outstanding recommendations from past clients—testaments to the ease and success of working with us. I look forward to helping you achieve the same great results.  
Call me today for a financing experience that's smooth, simple, and stress-free. Thank you for trusting my team and me—we're all about making things easy for you!

Vice President of Mortgage Lending

Charles Memphis Zofkie is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Charles is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Charles at (630) 869-5486 for more information!

Charles Memphis Zofkie at Rate (NMLS #224547)

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Joshua has been a loan officer since 2005, helping clients navigate the purchasing and refinancing process. My process is to be through and patient, so you understand all the ins and outs of purchasing and investing in Real Estate. My team is experienced, knowledgeable and we move fast on getting you Pre-Approved so you can secure the home of your dreams. I am highly experienced in Jumbo, Conventional, FHA, VA, Renovation loans and Down Payment assistance. My team is looking forward to making the buying experience easy and seamless.


*Rate is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans' benefits except as authorized under Title 38 of the United States Code.*

VP of Mortgage Lending

Joshua Martinez is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joshua is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joshua at (773) 435-0954 for more information!

Joshua Martinez at Rate (NMLS #374917)

Danny started in the business at 21 because he loved being someone people could always rely on. Now, with 30 years of experience in the mortgage industry, he still has the same mission to educate his clients, build lasting relationships and be your go to for all your home financing needs.


Danny has built his career on trust, expertise, and delivering exceptional results. He believes that buying a home is one of the most significant milestones in life, and his mission is to make the journey as smooth and stress-free as possible. Danny takes a personalized approach to every client, ensuring their unique needs are met with tailored solutions. From guiding first-time buyers to helping seasoned homeowners, Danny provides clear communication, proactive problem-solving, and unwavering support at every step.


His commitment doesn't end at closing—Danny aims to be a lifelong resource for his clients, offering advice and support well beyond their first transaction. He's honored to be a trusted partner for generations of homeowners, and he takes pride in earning referrals from happy clients who appreciate his dedication. For Danny, it's more than just mortgages—it's about helping people achieve their dreams of homeownership with confidence and ease.

Branch Sales Manager/SVP

Danny Delgado is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Danny is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Danny at (630) 973-6191 for more information!

Danny Delgado at Rate (NMLS #192800)

I began working as an entry level Loan Officer in September of 2000.  After attending Arizona State's School of Business, I worked at the Chicago Mercantile Exchange, forecasting markets for independent traders.  I took that knowledge of the markets, and implemented it in the mortgage business to successfully forecast interest rates.  I am currently married to my college sweetheart.  We are blessed with 4 beautiful children, actually, we are blessed with 2 sets of twins.  9 year old girls, and 3 year olds (boy and girl).  We also have a very large dog, a French Mastiff!

Nick Morse is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Nick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Nick at (630) 364-7531 for more information!

Nick Morse at Rate (NMLS #190928)

With over 28 years in the mortgage industry, Maureen Lein is a highly respected mortgage expert who is consistenly recognized for her exceptional customer service and expertise in streamlining the home loan process. With an outstanding 98%* client retention rate, Maureen is known for building lasting relationships and making clients lives easier. Maureen works with one of the top technology-driven lenders, allowing her clients to do more with less-saving time and money. With a fully digital mortgage experience, borrowers can apply online in minutes, upload documents electronically and securely - no paperwork hassle, track their loan progress in real-time all from their phone via her state-of-the-art mortgage app. Her customers can even electronically sign and receive closing packages, making the process faster and more convenient.  
A Naperville, IL native, Maureen grew up in the community she proudly serves. She is a Naperville Central H.S Alumna and was honored as a Hall of Fame inductee for her athletic achievements. As a mother of two, she understands the importance of securing the right mortgage for families looking to invest in their future.  
When Maureen is not helping clients achieve their homeownership dreams, Maureen ejoys fitness (golf, pickle ball, softball) staying active in the community and giving back.  
Whether you're a first-time homebuyer, refinancing, or investing in real estate, Maureen provides personalized mortgage solutions tailored to your needs and provides a fast, seamless digital mortgage experience. Maureen is committed to be the best and making her clients lives easier!

Maureen Lein is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Maureen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Maureen at (630) 925-0131 for more information!

Maureen Lein at Rate (NMLS #800503)

se habla Español



Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en Inglés.  Le sugerimos que trabaje con un intérprete de su elección.

VP of Mortgage Lending/ Renovation Specialist

VP_DE_PRéSTAMOS_HIPOTECARIOS

Andrea Lopez Bartoszewicz is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Andrea is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andrea at (773) 969-5681 for more information!

Andrea Lopez Bartoszewicz at Rate (NMLS #316293)

Jessica Cole is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jessica is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jessica at (816) 368-2689 for more information!

Jessica Cole at Rate (NMLS #1441975)

Associate VP of Mortgage Lending

Kyle Gannon is your Naperville local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Kyle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kyle at (630) 945-0088 for more information!

Kyle Gannon at Rate (NMLS #1790114)

Naperville

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9 Loan Officers Naperville, IL