About Gaston Nguimatsa
With a decade of mortgage lending experience, I have been helping homebuyers, homeowners, and real estate professionals navigate the financing process since joining Rate in 2016. As a Texas native, I understand the importance of providing straightforward guidance, responsive communication, and customized lending solutions that help clients achieve their financial and homeownership goals. Throughout my career, I have worked with a wide range of loan programs, including Conventional, FHA, VA, USDA, Jumbo, Down Payment Assistance, HELOCs, Reverse Mortgages, construction financing, and specialty solutions for self-employed borrowers and real estate investors. Whether you're purchasing your first home, upgrading to your next property, refinancing, or expanding your investment portfolio, I take the time to understand your unique financial picture and recommend the financing option that best fits your needs. Based in Texas and licensed in multiple states, I have the ability to assist clients across the country through Rate's nationwide lending platform. My commitment is to make the mortgage process as smooth and transparent as possible by providing honest advice, proactive communication, and dependable service from application through closing. Buying or refinancing a home is one of the most important financial decisions you'll make. My goal is to earn your trust by delivering an exceptional lending experience and serving as a long-term mortgage resource for you, your family, and your future.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
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Located at 3100 Monticello Ave, Suite 335 Dallas TX, 75205
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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