I moved to the Coachella Valley in 2001 from WA state after graduating from the University of Washington and began my career as a mortgage lender then. I met my wife, Katie, here in the desert nearly 15 years ago and our ever growing family now includes two children (our son Charlie and daughter Hayden) as well as three three dogs. We enjoy traveling, hiking, and spending summers at the lake to escape the heat.



I have worked as a mortgage lender for nearly twenty years. The first 16 years were inside a real estate office of 100+ agents where I learned the importance of accountability and communication. I continue to enjoy helping every one of my clients to this day. And with the support of my team we hope to make your experience the very best possible.

Producing Sales Manager

Ryan Gray is your Palm Desert local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ryan at (760) 219-1294 for more information!

Ryan Gray at Guaranteed Rate (NMLS #248108)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing.  It is my pleasure to thoroughly educate my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program.  Whether you are a first time buyer or a seasoned owner, you can trust me and my team with all of your financing needs.  Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.



Progressive Solutions, Endless Possibilities!

VP of Mortgage Lending

Jessie Robertson is your Palm Desert local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jessie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jessie at (310) 367-3224 for more information!

Jessie Robertson at Guaranteed Rate (NMLS #2052326)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Frances Garcia is your Palm Desert local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Frances is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Frances at (760) 895-6398 for more information!

Frances Garcia at Guaranteed Rate (NMLS #299081)

Palm Desert

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3 Loan Officers in Palm Desert, CA