With 40+ years in the Banking Industry, Ron brings a tremendous set of knowledge and skills beyond just mortgages. Ron joined the mortgage industry in 2006. His outstanding people skills are evidenced by being named a ýConnecticut Top Mortgage Professionalý by Connecticut Magazine for the past three years running.  Ron is fluent in the full range of mortgage products as well as Reverse Mortgages. He has processed more than 100 of these loans as a Mortgage Loan Officer. He does not ýsellý these products as much as fully educates clients and their families as to how they work. The final decision is theirs and his extensive experience helps move them through the process. Ron feels that, in all mortgage situations, setting expectations of the client is critical, specifically in the area of required documentation. Each client receives an overview of document requirements so they are comfortable knowing what is to come in the loan process and avoiding ýsurprisesý. ýMy greatest satisfaction comes when homebuyers receive the keys to their new house. Second to that would be the client who has been told repeatedly that they cannot qualify for a loan and we are sitting at the closing table.ý Ron holds a BS in Finance from Central Connecticut State University and is a graduate of the Williams College School of Banking. He is a long time Board member of the United Way of Southington holding various Officer Positions. Having joined Rotary in 1979, he is Past President and has been awarded the Paul Harris Fellowship Award by its members. He has been the Treasurer of the Southington South Little League since 1998 and remains active in the community.

VP of Mortgage Lending

Ron Klein is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ron is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ron at (860) 406-8108 for more information!

Ron Klein at Guaranteed Rate (NMLS #108371)

Paul Hirschauer is a customer-centric Senior Vice-President of Mortgage Lending at Guaranteed Rate, Inc. With 24+ years of professional experience, Paul has been recognized as a member of the top 1% of funded loan volume producers in the nation and credited with personally closing $2B+ in residential mortgages. He is the recipient of multiple sales awards including Chairman's Circle and President's Club. With proven expertise in jumbo, super-jumbo, and second home financing, Paul also possesses the ability to offer mortgages to clients of all backgrounds. He has successfully helped first time home buyers, government loan recipients, and clients requiring conforming loan amounts. Licensed in Connecticut and New York, Paul and Guaranteed Rate are capable of servicing clients across the United States.  Committed to helping clients achieve the American Dream of homeownership, Paul, alongside his highly talented team, provides superior 5-star mortgage services in an effort to build lifetime relationships formulated on customer assistance, trust, and integrity. As a trusted partner and mortgage banker, Paul handles each client transaction and consults multiple lenders to offer the best rate and mortgage solutions. Furthermore, Guaranteed Rate has strong relationships with many major banks as well as small boutique investors. Because of this, consumers are offered extremely competitive rates, high-quality underwriting services provided by in-house professionals, and an internal closing department that takes full control of every step of the loan process. Finally, in an effort to ensure best-in-class services, only local appraisers are contracted for consultation in the appraisal process.  Paul invites you to contact him for more information on how he can help you find the best mortgage to fit your needs. Or, discover if you are pre-approved right now!

SVP of Mortgage Lending

Paul Hirschauer is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Paul is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Paul at (860) 868-6060 for more information!

Paul Hirschauer at Guaranteed Rate (NMLS #235986)

Jim Earl joined Guaranteed Rate in March 2014. He holds a BS in Business Administration from Norwich University and has 30+ years of experience in mortgage lending. He’s a well-known and respected mortgage professional obtaining several prestigious awards over the years. Jim utilizes his extensive financial background to meet the home financing needs of his clients. Jim is Regional Manager for Guaranteed Rate, managing all of Connecticut, Rhode Island & Western Massachusetts. Jim’s Region is headquartered in his Southington, CT office. Jim has been a consistent top producer and has established himself as a specialist in creating beneficial borrower alternatives through diversified products offerings. He’s consistently ranked in the Top 1% of Mortgage Originators in the country for several years by Mortgage Executive Magazine, and he continuously reaches President’s Club membership status at Guaranteed Rate for his loan origination achievements. Jim's boutique approach to mortgage lending provides clients with personal attention, a steadfast commitment to detail, service with integrity, suitable products and competitive rates. Jim resides in Southington, CT with his wife, Linda. They have five children; Jake, Katrina, Jessica, Laura, and Micala. In his spare time, Jim enjoys boating, fishing, golfing and skiing. He has also been an assistant High School Football coach in Southington for the past 8 years. Jim is very active in the community having been the director of the Connecticut House of Heroes and a member of the Rotary Club of Southington. Year after year Jim has given back to his community by way of generous donations to the Southington Community Services Center and Bread For Life organizations who help provide food and goods to less fortunate members of the community.

Producing Regional Manager

Jim Earl is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jim at (860) 406-8102 for more information!

Jim Earl at Guaranteed Rate (NMLS #21374)

Linda Maxwell is SVP, Regional Sales Manager Guaranteed Rate Inc in CT overseeing both sales and operations within her region. Linda brings 19 years of Mortgage Banking experience to Guaranteed Rate where she has helped aid hundreds of families with their real estate lending needs as well as built and grown 4 retail branches across CT. Linda attended Central CT State University with a major in accounting. Linda and her husband Jim reside in Southington, CT and have five children, Jake, Katrina, Jessica, Laura and Micala. Linda loves to travel and explore new places. She also enjoys spending time on her boat and downhill skiing.

Regional Manager

Linda Maxwell is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (860) 406-8103 for more information!

Linda Maxwell at Guaranteed Rate (NMLS #21550)

Joseph is a graduate of Fordham University, with 11 years of experience in sales and finance. He began his career in the auto industry, spending four years as a salesman and seven as a business manager, all for the same auto group in New York State. In such roles, Joseph received awards from both the dealership and the banks he worked with, not to mention being a go-to for people in the community. After leaving the auto group, he decided to take his experience helping customers obtain auto-loan financing, and apply it to helping home buyers navigate through the mortgage process. Joseph now lives in Connecticut with his wife and dog. His hobbies include traveling, photography, snowboarding and riding his motorcycle.

Joseph Hickey is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joseph is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joseph at (860) 406-8096 for more information!

Joseph Hickey at Guaranteed Rate (NMLS #1679950)

Se habla Español.



Vanessa has 10+ years of experience. She specializes in tailored financing that fits your unique lifestyle. Vanessa has a strong presence in the heart of downtown New Haven, CT. In recent years, she has been able to expand her skills across the state with an authentic experience defined by respect, honesty, and integrity. Vanessa puts the same amount of passion into every loan, whether you're refinancing or buying a property for the first time. She aims to provide her customers with long-term financial security and wealth accrual by fitting them with the right mortgage.



Aviso de Exención de Responsabilidad: Todas las negociaciones y los Documentos de Transacciones de Préstamos Hipotecarios se realizarán y serán proporcionado en inglés.  Le sugerimos que trabaje con un intérprete de su elección. Podrá encontrar más información sobre el proceso de préstamo en español en https://www.consumerfinance.gov/es/herramientas-del-consumidor/hipotecas/

Vice President of Mortgage Lending

Vanessa Torres is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Vanessa is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Vanessa at (203) 506-2093 for more information!

Vanessa Torres at Guaranteed Rate (NMLS #87465)

I entered the mortgage business nearly 25 years ago because I wanted to help people achieve their goal of homeownership and help put them in a better financial position through refinancing their existing home. My extensive experience, education in finance, and diversified product offering has allowed me to customize a specific program for each customer I work with to fit their needs. What I enjoy about the business is meeting and getting to know all the different people I help. By the end of the transaction, we end up becoming friends. I have been living in Torrington, CT. for the past 38 years and recently moved to Burlington, Ct. I enjoy many outdoor activities such as boating, exercising, fishing, camping, and hiking to name a few.

Senior Loan Officer

Heath Ladona is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Heath is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Heath at (860) 406-8104 for more information!

Heath Ladona at Guaranteed Rate (NMLS #21474)

Stephen Campbell is an award-winning, nationally ranked top-producing loan officer. With over 20 years’ experience in financial services, Stephen has been a consistent top producer personally funding over a billion dollars in loan volume over his career. His strong base of loyal repeat customers, Financial Planner and Realtor referral partners, and the efficiency of his processing team are some of the reasons Stephen has been so successful in this incredibly competitive sales environment. Stephen epitomizes integrity, energy, and hard work in every detail of the mortgage transaction. Best of all, he was nationally recognized by many trade publications, including MPA’s 150 Million Dollar Club, Scotsman Guide and Mortgage Executive Magazine for his individual production for 2012, 2013,2014, 2015, 2016. The years 2015 and 2016 were record-breaking for Stephen, funding over $ 360 million in total loan volume, as well as ranking #20 in America for total Volume by Scotsman Guide. In addition to all of Stephen’s accomplishments, he takes a great deal of pride that his focus has remained the same, treating each and every customer as he would want to be treated himself recognizing he is only as successful as his last transaction. Stephen resides in Farmington, Connecticut. He has a 28-year-old daughter and an 11-year-old granddaughter. In his spare time, Stephen enjoys fishing, kayaking and CrossFit.

Stephen Campbell is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Stephen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Stephen at (800) 965-3564 for more information!

Stephen Campbell at Guaranteed Rate (NMLS #96217)

• Stephanie has been with Guaranteed Rate since 2010. She has been mortgage lending since 2002. Stephanie has become a well-known and respected mortgage professional due to her thorough communication with her clients, as well as, all parties involved in the mortgage transaction. She prides herself on setting expectations and fully preparing her customer for each step in the loan process.  • Stephanie has been a consistent producer and has established herself as a specialist by offering diversified product that may better suit the needs of her client.  • Stephanie’s approach to mortgage lending provides clients with personal attention, a steadfast commitment to detail, service with integrity. • Stephanie was born and raised in Fairfield County and currently resides in Litchfield County. She is active in the community as a member of the Women’s Council of Realtors, as well as, a local Board of Realtors and Chamber of Commerce.

Stephanie Thibault is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Stephanie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Stephanie at (203) 913-4503 for more information!

Stephanie Thibault at Guaranteed Rate (NMLS #19282)

I grew up in heart of central PA, and I moved to New England after graduating from Penn State.  I have since put many “pegs” on my board… I worked more than 25 years as an Actuary, I am a CFA charter holder,  I had a stint as an NBC sportscaster, and I labored a few years as a restaurant owner.  Much of my actuarial experience revolved around investments and retirement planning, and my restaurant focus was to deliver an exceptional dining experience with a genuine and personal touch.  I now combine my financial knowledge and customer service skills to help individuals, couples and families understand the mortgage process, and feel comfortable making one of the biggest investments of their lives.  I love having the opportunity to make dreams come true.  I have lived in Glastonbury for more than 20 years, I am blissfully married to my beautiful and better half, Jacqueline, and we have 4 amazing kids that have an uncanny habit of making us very proud.  We are foodies who enjoy traveling, wine, dancing, quiet time at home and spontaneity.

Joseph Weiss is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joseph is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joseph at (860) 406-8121 for more information!

Joseph Weiss at Guaranteed Rate (NMLS #2033904)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Dan Garcia is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dan at (860) 378-8909 for more information!

Dan Garcia at Guaranteed Rate (NMLS #466547)

O'Neil Forrester is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, O'Neil is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact O'Neil at (860) 965-3496 for more information!

O'Neil Forrester at Guaranteed Rate (NMLS #2052098)

Producing Partnership Branch Manager

Lloyd Bromfield is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Lloyd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lloyd at (203) 974-1706 for more information!

Lloyd Bromfield at Guaranteed Rate (NMLS #107926)

Jose Vargas is your Southington local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jose is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jose at (860) 494-4134 for more information!

Jose Vargas at Guaranteed Rate (NMLS #1452589)

Southington

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14 Loan Officers in Southington, CT