About Ron Klein
With 40+ years in the Banking Industry, Ron brings a tremendous set of knowledge and skills beyond just mortgages. Ron joined the mortgage industry in 2006. His outstanding people skills are evidenced by being named a ýConnecticut Top Mortgage Professionalý by Connecticut Magazine for the past three years running. Ron is fluent in the full range of mortgage products as well as Reverse Mortgages. He has processed more than 100 of these loans as a Mortgage Loan Officer. He does not ýsellý these products as much as fully educates clients and their families as to how they work. The final decision is theirs and his extensive experience helps move them through the process. Ron feels that, in all mortgage situations, setting expectations of the client is critical, specifically in the area of required documentation. Each client receives an overview of document requirements so they are comfortable knowing what is to come in the loan process and avoiding ýsurprisesý. ýMy greatest satisfaction comes when homebuyers receive the keys to their new house. Second to that would be the client who has been told repeatedly that they cannot qualify for a loan and we are sitting at the closing table.ý Ron holds a BS in Finance from Central Connecticut State University and is a graduate of the Williams College School of Banking. He is a long time Board member of the United Way of Southington holding various Officer Positions. Having joined Rotary in 1979, he is Past President and has been awarded the Paul Harris Fellowship Award by its members. He has been the Treasurer of the Southington South Little League since 1998 and remains active in the community.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 176 Laning Street, Suite 2 Southington CT, 06489
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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