As you know, being part of the most respected name in mortgage lending, my business partners and clients can rely on the long\-standing strength of a well–established lender, which compliments my 30 years mortgage industry experience, as a loan originator, processing manager, and underwriting manager. What does this new certification, VP of Mortgage Lending/Renovation Specialist, mean to you? Well, it means that I am a true expert in the field of Renovation Mortgage Loan Origination, with the knowledge and skill set to assist you with your financing needs.

VP of Mortgage Lending/Renovation Specialist

Todd Fogel is your Boca Raton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Todd is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Todd at (561) 348-2507 for more information!

Todd Fogel at Guaranteed Rate (NMLS #555332)

I have been working in the Mortgage Industry for 25+ years. Helping families achieve the dream of not only owning their homes but helping them with their long-term financial goals. With helping families, I have also managed very dedicated and passionate LO's. I work with them to grow and hit their personal goals. I am married, live in beautiful Boca Raton, Florida with 3 wonderful daughters and one granddaughter. Many ask me why do I like this business and my reply is always the same, even though a 30-year mortgage is just that, each and every borrower that is behind that 30-year mortgage is different, their goals, families, income, and assets all make this so rewarding...

Branch Manager/VP of Mortgage Lending

Brian Cooil is your Boca Raton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at 561-271-7033 for more information!

Brian Cooil at Guaranteed Rate (NMLS #459643)

I have been in the mortgage industry for 16 years, since moving here from California. At the time I was looking for a career that would allow me to help families and make a difference in my community and doing mortgages for clients who think they will never be homeowners definitely fulfills that requirement! The first 10 years were spent living and owning homes throughout the Treasure Coast. Mid-2015 I decided to come further south and am now an official Palm Beacher! My favorite thing about living further south is being even closer to the beaches. Being involved in my community and giving back has always been of great importance to me. I have been a part of United Way for 10 years and Toys4Tots for 9 years. Each week and for special events, I volunteer at the Palm Beach Children's Hospital - which is an amazing blessing - and I am currently on the Board of Directors for Children's Outreach, Inc., which provides a weekly food pantry to the public and clothes, shoes and books to children in need throughout the year, covering the entire Palm Beach County area. I truly feel that the more successful I am in my career, the more I need to give back to my community.

VP of Mortgage Lending

Rebecca Trovitch is your Boca Raton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Rebecca is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rebecca at (561) 229-1828 for more information!

Rebecca Trovitch at Guaranteed Rate (NMLS #211675)

I have lived in Florida all my life and have been in the mortgage business for over 23 years. My experience varies from being a district Manager for GMAC Mortgage to underwriting and originating mortgages. I have owned my own mortgage companies and merged with national companies. My goal at Guaranteed Rate is to offer low rates with low fees and at the same time deliver GREAT service to a smooth closing. In this ever changing environment, clients deserve to know all options that are out there for them and a guide to walk them through the biggest purchase of their life. I have a team that will help deliver your closing on time with a high level of service to get the job done better than anyone else.

Tammy Venter is your Boca Raton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Tammy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Tammy at (561) 922-3769 for more information!

Tammy Venter at Guaranteed Rate (NMLS #218840)

As a mortgage origination professional for more than 30 years, I have been involved in thousands of lending transactions. Call me at 954-648-7848 to take care of your buyers and your mortgage lending needs and ask me how I help real estate agents transact more business.



Mr. James Matarazzo is a sales, business development and operations executive who has delivered outstanding results for both large and small companies. In all cases he has led sales and support teams in generating double-digit revenue increases. James has an extensive record in areas including sales, leadership, best practices, team building, and business development in B2C and B2B environments. He has produced substantial profit growth and improved customer satisfaction with innovative sales and training programs, enabling companies to gain a competitive edge.



For example, he grew sales and market share 50% for a multi-billion dollar organization by introducing new products. These products met the needs of the foreign market previously under-represented in the company. He also upgraded customer satisfaction levels 23% in three months by training account executives on best practices. In another example, he integrated sales and operation divisions, standardizing policies and procedures during seven mergers in a five-year period. He successfully led the change management process while building a sales and operations staff of 100 employees and generating $300M per month.



James earned a Bachelor’s degree in Business Administration from the Florida Atlantic University. He is a member of the Florida Association of Mortgage Professionals (FAMP).

James Matarazzo is your South Florida lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, James is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact James at (954) 648-7848 for more information!

James Matarazzo at Guaranteed Rate (NMLS #990458)

Bryan has nearly two decades of experience as one of the top mortgage professionals in the country. As both a licensed attorney and mortgage originator, Bryan is uniquely qualified in providing his clients and his trusted referral partners with only the best advice and a level of professional integrity that is unmatched.


Bryan also holds the rare distinction of being named a Certified Military Home Specialist. He currently lives in Delray Beach, FL with his wife, Dr. Kati Burton\-Mittler, \& two children, Jase \& Ella. In his free time, Bryan remains a competitive amateur boxer, a very uncompetitive amateur golfer, and an avid reader.

Branch Manager

Bryan Mittler, Esq. is your Boca Raton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Bryan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Bryan at (561) 270-7205 for more information!

Bryan Mittler, Esq. at Guaranteed Rate (NMLS #811965)

Kalinda Dolman \- O: (561) 226\-4214 \| Marsha Gandy \- O: (561) 226\-4209


Top 1% of Mortgage Originators in America 2013\- 2021 by Mortgage Executive Magazine \- Over 32 years as a mortgage loan originator.– Over 35 years as a real estate investor \- Owned and managed my own mortgage brokerage business for 12 years. \- Rotarian for over 30 years \- Past Board Member of the Rotary Club of Boca Raton Sunrise, Rotarian of the year 2006\-2007, 2009\-2010 \- 2007 Woman Volunteer of the Year Nominee \- Mentor and founding member of the Business Networking International All\-Stars Group \- Bachelor of Science in Electrical Engineering from the University of Florida \- Loves to travel, currently, has traveled to 19 countries.

Kalinda Dolman (NMLS #1021807) | Marsha Gandy (NMLS #60024)

The Gandy Dolman Team is your Boca Raton local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, The Gandy Dolman is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact The Gandy Dolman at (561) 226-4214 for more information!

The Gandy Dolman Team at Guaranteed Rate

Boca Raton

<section class="footer" style>
    <div class="footer__topDivider">
        <div class="footer__linkpacK">
            <div class="footer__linkpack__column">
                <p><strong>Manage your mortgage</strong></p>
                <ul>
                    <li><a title="footer: sign into your account" href="https://login.guaranteedrate.com/" data-track="mortgageFooterNav-signin" rel="nofollow" target="_self">Sign in to your account</a></li>
                    <li><a title="footer: pay your mortgage" href="/servicing" data-track="mortgageFooterNav-pay-mortgage" rel="nofollow" target="_self">Pay your mortgage</a></li>
                    <li><a title="footer: contact us" href="/contact-us" data-track="guaranteedrateFooterNav-contact-us" rel="nofollow" target="_self">Contact us</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>About us</strong></p>
                <ul>
                    <li><a title="footer: about guaranteed rate" href="https://www.rate.com/about-us" data-track="guaranteedrateFooterNav-about-us" rel="nofollow" target="_self">Overview</a></li>
                    <li><a title="footer: our core values" href="https://www.rate.com/about-us/core-values" data-track="guaranteedrateFooterNav-corevalues" rel="nofollow" target="_self">Core values</a></li>
                    <li><a title="footer: leadership" href="https://www.rate.com/about-us/leadership" data-track="guaranteedrateFooterNav-leadership" rel="nofollow" target="_self">Leadership</a></li>
                    <li><a title="footer: press" href="https://www.rate.com/news" data-track="guaranteedrateFooterNav-press" rel="nofollow" target="_self">Press</a></li>
                    <li><a title="footer: Our Foundation" href="https://www.rate.com/about-us/gr-foundation" data-track="guaranteedrateFooterNav-foundation" rel="nofollow" target="_self">Our Foundation</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Careers</strong></p>
                <ul>
                    <li><a title="footer: loan officer careers" href="https://www.rate.com/careers/loan-officers" data-track="guaranteedrateFooterNav-loan-officers" rel="nofollow" target="_self">Loan officers</a></li>
                    <li><a title="footer: careers at GR operations" href="https://www.rate.com/careers/operations" data-track="guaranteedrateFooterNav-operations" rel="nofollow" target="_self">Operations</a></li>
                    <li><a title="footer: careers at GR tech" href="https://www.rate.com/careers/gr-tech" data-track="loantypesFooterNav-gr-tech" rel="nofollow" target="_self">Tech</a></li>
                    <li>
                        <a title="footer: all open positions at guaranteed rate" href="https://www.rate.com/careers/open-positions" data-track="guaranteedrateFooterNav-all-open-positions" rel="nofollow" target="_self">All open positions</a>
                    </li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Websites</strong></p>
                <ul>
                    <li><a title="footer: GR insurance" href="https://www.guaranteedrateinsurance.com/" data-track="guaranteedrateFooterNav-Insurance" target="_blank">Guaranteed Rate Insurance</a></li>
                    <li><a title="footer: advocus title" href="https://advocustitle.com/" data-track="guaranteedrateFooterNav-Advocus-Title" target="_blank">Advocus Title</a></li>
                    <li><a title="footer: agent advantage" href="https://agents.rate.com/" data-track="guaranteedrateFooterNav-Agent-Advantage" target="_blank">Agent Advantage</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Connect with us</strong></p>
                <p>
                    <a class="footer__linkpack__social" aria-label="social-youtube" href="https://www.youtube.com/channel/UCc4dTfT3Eh1lU59jjsp4EuQ">[[[font_icon:blt859a2efb11933a2a]]]</a> <a class="footer__linkpack__social" aria-label="social-instagram" href="https://www.instagram.com/guaranteedrate/">[[[font_icon:blta870b681e52d65d1]]]</a> <a class="footer__linkpack__social" aria-label="social-linkedin" href="https://www.linkedin.com/company/guaranteed-rate">[[[font_icon:blt57fe6bab12809053]]]</a> <a class="footer__linkpack__social" aria-label="social-twitter" href="https://twitter.com/guaranteedrate">[[[font_icon:bltea72d7b40e877130]]]</a> <a class="footer__linkpack__social" aria-label="social-facebook" href="https://www.facebook.com/guaranteedRate">[[[font_icon:blt682069442c75fc67]]]</a>
                </p>
            </div>
        </div>
        <div class="footer__griLinks">
            <div class="footer__grLinks__links">
                <p>
                    <a title="footer: accessibility" href="https://www.rate.com/accessibility" data-track="footerFullWidthMenu1-accessibility" rel="nofollow" target="_self">Accessibility</a> |
                    <a title="footer: licensing" href="https://www.rate.com/licensing" data-track="footerFullWidthMenu1-licensing" rel="nofollow" target="_self">Licensing</a> |
                    <a title="footer: notice to vendors" href="https://www.rate.com/notice-to-vendor" data-track="footerFullWidthMenu1-notice-to-vendors" rel="nofollow" target="_self">Notice to Vendors</a> |
                    <a title="footer: privacy policies" href="https://www.rate.com/privacy" data-track="footerFullWidthMenu1-privacy-policies" rel="nofollow" target="_self">Privacy Policies</a> |
                    <a title="footer: sms terms " href="https://www.rate.com/sms-terms" data-track="footerFullWidthMenu1-sms-terms" rel="nofollow" target="_self">SMS Terms</a> |
                    <a title="footer: terms of use" href="https://www.rate.com/terms" data-track="footerFullWidthMenu1-terms-of-use" rel="nofollow" target="_self">Terms of Use</a> |
<a title="footer: DNC" href="https://dih4lvql8rjzt.cloudfront.net/cms/aef46f19-6a80-4a9d-8d50-e4d06e89b8a1_GR-DNC-Consumer-Policy.pdf" data-track="footerFullWidthMenu1-terms-of-use" rel="nofollow" target="_self">DNC</a> |
                    <a title="footer: nmls consumer access" href="http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611" data-track="footerFullWidthMenu1-nmls-consumer-access" rel="nofollow" target="_self">
                        NMLS Consumer Access
                    </a>
                </p>
            </div>
            <div class="footer__grLinks__logo">
                <p>
                    <a href="/">
                        <img
                            alt="Guaranteed Rate Logo"
                            data-src="https://s3.amazonaws.com/grate-cms/3fe9b590-ed40-4d75-9a71-08f318e027f5_gr-2color.svg"
                            src="https://s3.amazonaws.com/grate-cms/3fe9b590-ed40-4d75-9a71-08f318e027f5_gr-2color.svg"
                            width="155"
                        />
                    </a>
                </p>
            </div>
        </div>
        <div class="footer__disclaimerLinks">
            <p>
                <a href="https://www.rate.com/delaware-licensed-loan-officers" data-track="footerFullwidthMenu2-delaware-licensed" target="_self">Delaware Licensed Loan Officers</a> |
                <a href="https://www.rate.com/texas-consumers-how-to-file-complaint" data-track="footerFullwidthMenu2-texas-consumers" target="_self">Texas Consumers: How to file a complaint</a> |
                <a href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html" data-track="footerFullwidthMenu2-do-not-sell" target="_self">
                    Do not sell my personal information
                </a>
            </p>
            <p class="footer__disclaimerText">
                Please note that applications, legal disclosures, documents or other material related to Guaranteed Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the
                convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
            </p>
        </div>
        <div class="footer__housinglogo">
            <p>
                <img
                    alt="Equal Housing Lender Badge"
                    data-src="https://dih4lvql8rjzt.cloudfront.net/cms/4a0cbd28-6f93-44e8-a5e4-a52e9ce30ee2_EqualHousingLender.svg"
                    src="https://dih4lvql8rjzt.cloudfront.net/cms/4a0cbd28-6f93-44e8-a5e4-a52e9ce30ee2_EqualHousingLender.svg"
                    width="136"
                    height="29"
                    style="width: 136px; height: 29px;"
                />
            </p>
        </div>
        <div class="footer__grInfo">
            <p>
                © 2023 Guaranteed Rate, Inc. All rights reserved.<br />
                NMLS License #2611 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />
Arizona Mortgage Banker License #0907078<br />
                3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
            </p>
        </div>
    </div>
</section>


7 Loan Officers in Boca Raton, FL

Todd Fogel

Brian Cooil

Rebecca Trovitch

Tammy Venter

James Matarazzo

Bryan Mittler, Esq.

The Gandy Dolman Team