Guaranteed Rate, is one of the 3rd largest retail mortgage lenders in the U.S. (Scotsman Guide), $116 billion in total funded loans for 2021 alone. With great turnaround times, customized loan products to fit almost every need and a 97 percent customer satisfaction rating (2021).


The combination of our products, pricing, and experience ensure that our clients are receiving exceptional service they may not find elsewhere. Assisting real estate agents to increase their purchase business, educating my clients on the many different approaches to mortgage financing, being responsive to a person's needs, and focusing on the details are the corner stones of my business. With over 20 years of experience in the financial \& mortgage industries, my extensive background includes financial planning, residential lending and commercial lending.


I am never too busy to help you or help those most important to you, so please contact me regarding your needs or pass my name and number along. Please feel free to view mortgage/real estate information and/or click on "Apply Now" for a preapproval.

VP of Mortgage Lending

David Lugo is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (708) 995-3076 for more information!

David Lugo at Guaranteed Rate (NMLS #463017)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Sanette Isa-Bruton is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sanette is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sanette at (708) 995-3061 for more information!

Sanette Isa-Bruton CPA at Guaranteed Rate (NMLS #224388)

I was fortunate to get in the mortgage business in 2001.  I started in the business as a processor and a Loan officer assistant and worked my way up to originating  on my own in 2005 and have not been happier.  I am happily married to my husband Dave and have two awesome children, DJ & Paige.   My biggest enjoyment in life is watching my children grow as individuals in school and sports.  I also enjoy working out and I still play softball after 30 years.   I put my customers first and am very attentive to their needs such as getting back to them same day and explaining to them the process in full detail so they are always aware of the next steps. I love what I do and I love watching my customers walk away from the closing as happy new homeowners.

Michelle Freeman is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Michelle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michelle at (708) 995-3062 for more information!

Michelle Freeman at Guaranteed Rate (NMLS #426867)

I am a Mortgage Professional with over 15 years of experience in the real estate industry. I have gained this experience by holding several different positions and increasing my education in all aspects of the business.  I believe a mortgage process should also be about building relationships. This isn't just a job for me, it's also my passion. I love building new relationships and i look forward to walking you through the loan process from start to finish.

Izabel Dymora is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Izabel is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Izabel at (708) 340-7975 for more information!

Izabel Dymora at Guaranteed Rate (NMLS #1607995)

I started in the mortgage industry in 1986. My father was in the business and gave me the opportunity. I immediately loved how rewarding it was to help people with the home buying process. 30 plus year later, I have surrounded myself with an incredible team of people that share the same passion I do. The Rogers Team is currently ranked #2 in the state of IL and #39 in the Country for purchase loans closed in 2020 and #99 in the Country for loans closed in 2020-Purchase & Refinances.. We LOVE what we do! We offer a wide a range of mortgage programs such as VA, FHA, Conventional and Jumbo loans. One of our specialties is down payment assistance loans for first time buyers, such as those offered by the State of Illinois (IHDA). We have been #2 in the state of Illinois for 5 years now for the number of grants we have provided homebuyers. We take the pre-approval process very serious, gathering the necessary financial information from a customer to determine and discuss how much they qualify for and what program best fits their family's needs and goals is critical. When we give you a preapproval it is Rock Solid. Technology has changed our industry tremendously. Our customers can use our digital mortgage application to apply online any time of the day or night, issuing an initial loan approval within minutes. You can then easily and quickly upload required financial information securely through our TransferSafe system. Documents can now be signed electronically with the click of a button using Docusign. However, having all this great technology as tools does not replace the important human aspect of helping you buy or refinance your home. Our superior hands-on approach we provide our customers is not common practice in the current mortgage industry. We take pride in always returning phone calls, text, and emails promptly and being a resource to our clients. Buying a home can be scary and stressful, we understand that and strive to make it as smooth and easy as possible. Choose The Rogers Team, where helping people with a mortgage is not our job, it is our lifestyle!

Regional Manager/SVP of Mortgage Lending

Dan Rogers is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dan at (708) 906-4183 for more information!

Dan Rogers at Guaranteed Rate (NMLS #131966)

Over the past 20 years, I have enjoyed helping people make the American dream of homeownership come true. I am knowledgeable, loyal and reliable in my life and how I approach my job. I also value the friendships I've made along the way.

Associate VP of Mortgage Lending

Dennis Malone is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dennis is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dennis at (630) 364-7585 for more information!

Dennis Malone at Guaranteed Rate (NMLS #426276)

Matt Ulmer is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Matt is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matt at (708) 906-4184 for more information!

Matt Ulmer at Guaranteed Rate (NMLS #190980)

I have been in the mortgage industry for over 25 years and still love what I do. There is nothing more rewarding then helping people fulfill their dreams of homeownership or putting them in a better financial situation. My goal is to not only learn about their short term needs, but also long term goals to come up with the best options. Buying or refinancing a home is one of the biggest financial decisions a person can make, and it is important to work with someone that is not only knowledgeable but also someone you can trust. You want someone that will answer all your questions (even the ones you didn't know you had); you want someone that is patient and someone that will be quick to return your calls and emails. You want someone that truly is looking out for your best interests and doesn't treat you as just another loan. While the technology at Guaranteed Rate is some of the best in the industry, it does not take away the personal touch you will receive if you choose to work with me. Although buying a home can be scary, I promise to make the process as smooth and stress free as possible. I want to earn your business for life. If you choose to work with me, I promise to exceed all of your expectations.

Linda Winge is your Palos Park local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Linda is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Linda at (708) 572-0519 for more information!

Linda Winge at Guaranteed Rate (NMLS #221663)

Palos Park

<section class="footer" style>
    <div class="footer__topDivider">
        <div class="footer__linkpacK">
            <div class="footer__linkpack__column">
                <p><strong>Manage your mortgage</strong></p>
                <ul>
                    <li><a title="footer: sign into your account" href="https://login.guaranteedrate.com/" data-track="mortgageFooterNav-signin" rel="nofollow" target="_self">Sign in to your account</a></li>
                    <li><a title="footer: pay your mortgage" href="/servicing" data-track="mortgageFooterNav-pay-mortgage" rel="nofollow" target="_self">Pay your mortgage</a></li>
                    <li><a title="footer: contact us" href="/contact-us" data-track="guaranteedrateFooterNav-contact-us" rel="nofollow" target="_self">Contact us</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>About us</strong></p>
                <ul>
                    <li><a title="footer: about guaranteed rate" href="https://www.rate.com/about-us" data-track="guaranteedrateFooterNav-about-us" rel="nofollow" target="_self">Overview</a></li>
                    <li><a title="footer: our core values" href="https://www.rate.com/about-us/core-values" data-track="guaranteedrateFooterNav-corevalues" rel="nofollow" target="_self">Core values</a></li>
                    <li><a title="footer: leadership" href="https://www.rate.com/about-us/leadership" data-track="guaranteedrateFooterNav-leadership" rel="nofollow" target="_self">Leadership</a></li>
                    <li><a title="footer: press" href="https://www.rate.com/news" data-track="guaranteedrateFooterNav-press" rel="nofollow" target="_self">Press</a></li>
                    <li><a title="footer: Our Foundation" href="https://www.rate.com/about-us/gr-foundation" data-track="guaranteedrateFooterNav-foundation" rel="nofollow" target="_self">Our Foundation</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Careers</strong></p>
                <ul>
                    <li><a title="footer: loan officer careers" href="https://www.rate.com/careers/loan-officers" data-track="guaranteedrateFooterNav-loan-officers" rel="nofollow" target="_self">Loan officers</a></li>
                    <li><a title="footer: careers at GR operations" href="https://www.rate.com/careers/operations" data-track="guaranteedrateFooterNav-operations" rel="nofollow" target="_self">Operations</a></li>
                    <li><a title="footer: careers at GR tech" href="https://www.rate.com/careers/gr-tech" data-track="loantypesFooterNav-gr-tech" rel="nofollow" target="_self">Tech</a></li>
                    <li>
                        <a title="footer: all open positions at guaranteed rate" href="https://www.rate.com/careers/open-positions" data-track="guaranteedrateFooterNav-all-open-positions" rel="nofollow" target="_self">All open positions</a>
                    </li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Websites</strong></p>
                <ul>
                    <li><a title="footer: GR insurance" href="https://www.guaranteedrateinsurance.com/" data-track="guaranteedrateFooterNav-Insurance" target="_blank">Guaranteed Rate Insurance</a></li>
                    <li><a title="footer: advocus title" href="https://advocustitle.com/" data-track="guaranteedrateFooterNav-Advocus-Title" target="_blank">Advocus Title</a></li>
                    <li><a title="footer: agent advantage" href="https://agents.rate.com/" data-track="guaranteedrateFooterNav-Agent-Advantage" target="_blank">Agent Advantage</a></li>
                </ul>
            </div>
            <div class="footer__linkpack__column">
                <p><strong>Connect with us</strong></p>
                <p>
                    <a class="footer__linkpack__social" aria-label="social-youtube" href="https://www.youtube.com/channel/UCc4dTfT3Eh1lU59jjsp4EuQ">[[[font_icon:blt859a2efb11933a2a]]]</a> <a class="footer__linkpack__social" aria-label="social-instagram" href="https://www.instagram.com/guaranteedrate/">[[[font_icon:blta870b681e52d65d1]]]</a> <a class="footer__linkpack__social" aria-label="social-linkedin" href="https://www.linkedin.com/company/guaranteed-rate">[[[font_icon:blt57fe6bab12809053]]]</a> <a class="footer__linkpack__social" aria-label="social-twitter" href="https://twitter.com/guaranteedrate">[[[font_icon:bltea72d7b40e877130]]]</a> <a class="footer__linkpack__social" aria-label="social-facebook" href="https://www.facebook.com/guaranteedRate">[[[font_icon:blt682069442c75fc67]]]</a>
                </p>
            </div>
        </div>
        <div class="footer__griLinks">
            <div class="footer__grLinks__links">
                <p>
                    <a title="footer: accessibility" href="https://www.rate.com/accessibility" data-track="footerFullWidthMenu1-accessibility" rel="nofollow" target="_self">Accessibility</a> |
                    <a title="footer: licensing" href="https://www.rate.com/licensing" data-track="footerFullWidthMenu1-licensing" rel="nofollow" target="_self">Licensing</a> |
                    <a title="footer: notice to vendors" href="https://www.rate.com/notice-to-vendor" data-track="footerFullWidthMenu1-notice-to-vendors" rel="nofollow" target="_self">Notice to Vendors</a> |
                    <a title="footer: privacy policies" href="https://www.rate.com/privacy" data-track="footerFullWidthMenu1-privacy-policies" rel="nofollow" target="_self">Privacy Policies</a> |
                    <a title="footer: sms terms " href="https://www.rate.com/sms-terms" data-track="footerFullWidthMenu1-sms-terms" rel="nofollow" target="_self">SMS Terms</a> |
                    <a title="footer: terms of use" href="https://www.rate.com/terms" data-track="footerFullWidthMenu1-terms-of-use" rel="nofollow" target="_self">Terms of Use</a> |
<a title="footer: DNC" href="https://dih4lvql8rjzt.cloudfront.net/cms/aef46f19-6a80-4a9d-8d50-e4d06e89b8a1_GR-DNC-Consumer-Policy.pdf" data-track="footerFullWidthMenu1-terms-of-use" rel="nofollow" target="_self">DNC</a> |
                    <a title="footer: nmls consumer access" href="http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2611" data-track="footerFullWidthMenu1-nmls-consumer-access" rel="nofollow" target="_self">
                        NMLS Consumer Access
                    </a>
                </p>
            </div>
            <div class="footer__grLinks__logo">
                <p>
                    <a href="/">
                        <img
                            alt="Guaranteed Rate Logo"
                            data-src="https://s3.amazonaws.com/grate-cms/3fe9b590-ed40-4d75-9a71-08f318e027f5_gr-2color.svg"
                            src="https://s3.amazonaws.com/grate-cms/3fe9b590-ed40-4d75-9a71-08f318e027f5_gr-2color.svg"
                            width="155"
                        />
                    </a>
                </p>
            </div>
        </div>
        <div class="footer__disclaimerLinks">
            <p>
                <a href="https://www.rate.com/delaware-licensed-loan-officers" data-track="footerFullwidthMenu2-delaware-licensed" target="_self">Delaware Licensed Loan Officers</a> |
                <a href="https://www.rate.com/texas-consumers-how-to-file-complaint" data-track="footerFullwidthMenu2-texas-consumers" target="_self">Texas Consumers: How to file a complaint</a> |
                <a href="https://privacyportal-cdn.onetrust.com/dsarwebform/168096e5-faa8-4fdd-a479-992231adbdc1/70bd9394-cadd-46fa-8eaf-11c1f5523029.html" data-track="footerFullwidthMenu2-do-not-sell" target="_self">
                    Do not sell my personal information
                </a>
            </p>
            <p class="footer__disclaimerText">
                Please note that applications, legal disclosures, documents or other material related to Guaranteed Rate products or services promoted on this page are offered in English only. The Spanish translation of this page is for the
                convenience of our clients; however, not all pages are translated. If there is a discrepancy between the content of the translated page and the content of the same page in English, the English version will prevail.
            </p>
        </div>
        <div class="footer__housinglogo">
            <p>
                <img
                    alt="Equal Housing Lender Badge"
                    data-src="https://dih4lvql8rjzt.cloudfront.net/cms/4a0cbd28-6f93-44e8-a5e4-a52e9ce30ee2_EqualHousingLender.svg"
                    src="https://dih4lvql8rjzt.cloudfront.net/cms/4a0cbd28-6f93-44e8-a5e4-a52e9ce30ee2_EqualHousingLender.svg"
                    width="136"
                    height="29"
                    style="width: 136px; height: 29px;"
                />
            </p>
        </div>
        <div class="footer__grInfo">
            <p>
                © 2023 Guaranteed Rate, Inc. All rights reserved.<br />
                NMLS License #2611 - For licensing information, go to: <a href="https://www.nmlsconsumeraccess.org">www.nmlsconsumeraccess.org</a><br />
Arizona Mortgage Banker License #0907078<br />
                3940 N. Ravenswood Ave Chicago, IL 60613 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guaranteed prior to an interest lock.
            </p>
        </div>
    </div>
</section>


8 Loan Officers in Palos Park, IL