About Jaime Kinman
When purchasing a new home or refinancing your current home, you are making one of the largest financial decisions of your life. It is the roof over your head and the place memories are made for you and your family. Making sound decisions gives you the ability to prosper and achieve your financial goals, as well. You need a professional mortgage originator that has the experience and knowledge to assist you in making the most informed decision possible. Jaime Kinman has 23+ years of experience in the financial services and mortgage industry serving Arizona, namely Scottsdale, Phoenix, Gilbert, Rio Verde, Peoria, Chandler, and Flagstaff. Jaime prides herself on having an extensive knowledge of the loan products and programs available to you in this ever-changing environment. Jaime will spend the time to learn your short and long term goals to ensure that all of your financial goals are successfully met. Having navigated multiple market cycles, guideline shifts, and complex borrower scenarios, she approaches each transaction with both strategic foresight and calm confidence. Jaime believes that educating her clients and serving their home buying needs is first and foremost, and she truly wants you to enjoy the homebuying process!
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 14861 N. Scottsdale Road, Suite 101 Scottsdale AZ, 85254
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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