As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

VP of Mortgage Lending

Patrick Gavin is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Patrick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Patrick at (480) 214-8818 for more information!

Patrick Gavin at Guaranteed Rate (NMLS #218542)

If you're buying a home anywhere in the United States, seek out one of the most knowledgeable National Mortgage Brokers: Anthony Marinaccio.  A sought-out advisor for all residential mortgage-related needs, Anthony specializes in numerous home loan options so that he can offer solutions for just about anyone buying a home nationally.  Anthony entered the mortgage industry in 2004 and has quickly established himself among the top residential mortgage professionals!  He is a well-known Mortgage Broker who works with over 100 of the nation’s largest financial institutions in order to maximize mortgage product opportunities, retain full control of the lending process, and obtain the lowest rates and best terms for his clients. This understanding of the market and how it plays into real estate gives him the unmatched ability to offer exceptional products and services for the individual or family buying a home.



Anthony continues to be recognized for his impressive achievements in the real estate industry, most recently as 2019 and 2020 Modern Luxury’s Chicago Power Player with Chicago Social Magazine as well one of the most recognizable industry awards for being The 2018 Mortgage Loan Officer of the year! Anthony is consecutively awarded in Chicago Agent Magazine’s Who’s Who In Chicago Real Estate each year from 2011 to date!  His promotion to Senior Vice President of Residential Lending at just the age of thirty is indication alone of his ambition to be at the top of his field. He continues daily to build relationships with many of the nation's top-producing real estate brokers, real estate developers, CPAs, and Financial Advisors.  Anthony's firm, Guaranteed Rate is a leader in the nation for mortgage lending. With a higher customer service rating than Apple and recognized nationally and a top mortgage lender for your home purchase needs!

Producing Branch Manager

Anthony Marinaccio is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Anthony is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Anthony at (630) 774-8737 for more information!

Anthony Marinaccio at Guaranteed Rate (NMLS #211587)

Brian is originally from Maryland and graduated from Towson University in Towson, Maryland. Living in Arizona since 2000 and in the Mortgage industry since 2003.  With his hard work ethic and “clients first” attitude Brian is always willing to do what is necessary to get the job done.  Brian has specialized in High Balance Conventional, Jumbo Loan Purchase transactions and Cash out refinancing which many clients select for debt consolidation. With his thorough knowledge of underwriting guidelines in Jumbo Loans, FHA, VA and Conventional Financing Brian will take the time to make sure you are educated on the right loan program.  I love working hard for my clients and spending time with my family.  I have two awesome daughters that are competitive swimmers.  I love to attend their swim meets and watch them compete.  Staying healthy, going to the gym, hiking, playing soft ball and football with my friends is very important to me and is always a nice break from working hard.  Helping my customers understand the Mortgage Loan process and being committed to looking out for the customers best interest has always been my goal. This has produced great relationships for me over the years and I am very proud of that.

Brian Hawkins is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (480) 214-8806 for more information!

Brian Hawkins at Guaranteed Rate (NMLS #181743)

I have been in the credit business since 1975. Since 1988 I have been helping my clients achieve the "American Dream" of home ownership. With the changes in the mortgage landscape I pride myself  on being consistent and knowledgeable when it comes to mortgage financing.

Vice President of Mortgage Lending

Eddie Bedoya is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Eddie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Eddie at (888) 220-9442 for more information!

Eddie Bedoya at Guaranteed Rate (NMLS #229000)

When purchasing a new home or refinancing your current home you are often making one of the largest financial decisions of your life. It is the roof over your head and the place memories are made for you and your family. Making sound decisions gives you the ability to prosper and achieve your financial goals as well. You need a mortgage professional that has the experience and knowledge to assist you in making the most informed decision possible. I have over 22 years of experience in the financial services industry. I pride myself on having an extensive knowledge of the products and programs available to you in this ever changing environment. I will spend the time to learn your short and long term goals to ensure that all of your financial goals are successfully met. I believe that educating my clients and serving their needs is first and foremost. I truly want you to Enjoy the Process of mortgage financing!

SVP of Mortgage Lending

Jaime Kinman is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jaime is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jaime at (480) 206-3959 for more information!

Jaime Kinman at Guaranteed Rate (NMLS #226251)

Born in a small farm town in upstate NY. Moved to Ca when I was 20. Got Married and had 2 boys. Moved to AZ in 1995. Raised my 2 boys here in AZ and now I am proud of the young men they have become.  Started in the banking business in 1988 as a teller and stayed in the banking business till 2001 when I became a loan officer.  I love to go camping and sleep in a tent when I do. I love to hike and ride my mountain bike. I love the ocean and snorkel and scuba dive when ever I get the chance. I have 2 salt water reef tanks in my home. I have a goal to to go to Australia to scuba dive in the great barrier reef.

Kevin Fiero is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kevin is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kevin at (480) 214-8875 for more information!

Kevin Fiero at Guaranteed Rate (NMLS #418600)

I began my career in home loans in September of 2003 and quickly positioned myself as an expert among first-time home buyers.  I maintained the #2 position in my office for all the years I worked at Bankers Preferred in Burlingame, CA.    In November of 2013 I made a geographical move to Orange County and joined Guaranteed Rate where I believed I'd be starting my business almost from scratch, but quickly discovered that I had wonderful loyal clients who continued to use me as their mortgage expert.  Guaranteed Rate has been a good choice for my clients for their wide variety of loan products, low rates, and their cutting edge technology.    This year I'm on track to being part of the President's Club which positions me as one of the top producers of this company.    I am a Seventh Day Adventist Christian and am deeply involved in my church and helping the community.

Lilyette Uriarte is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Lilyette is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Lilyette at (949) 945-0761 for more information!

Lilyette Uriarte at Guaranteed Rate (NMLS #332753)

Branch Manager/SVP of Mortgage Lending

Dominic Mancini is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dominic is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dominic at (480) 214-8827 for more information!

Dominic Mancini at Guaranteed Rate (NMLS #27586)

I was introduced into the business back in 1996. I have an analytical and consulting background, which drew me into the business. I owned a mortgage brokerage for 10 years and have been with Guaranteed Rate for the last 6 years. I attended Arizona State University with a degree in Marketing. I have two beautiful daughters, one in college and one in high school. I am passionate about cycling and race competitively.

Dean Shreiner is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Dean is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Dean at (480) 214-8877 for more information!

Dean Shreiner at Guaranteed Rate (NMLS #147995)

Welcome to the website of Rod Dennis, a highly skilled and experienced mortgage loan officer with a passion for helping his clients achieve their homeownership goals. As a trusted member of the Guaranteed Rate team, Rod has access to a wide range of competitive mortgage products and services, and he is dedicated to finding the best solution for each and every one of his clients.


With over 35 years of experience in the mortgage industry, Rod has the knowledge and expertise to guide his clients through the loan process from start to finish. He is great with helping his clients understand the numbers and make informed decisions about their mortgage options.


Rod prides himself on providing personalized service, and he is always available to answer any questions his clients may have.  
As a seasoned originator, Rod and his team are well equipped to handle your business seamlessly from start to finish while providing an elevated standard of service that clients and partners have come to appreciate. Their goal is to make your mortgage experience straightforward and easy.


Thank you for considering Rod as your mortgage loan officer. He looks forward to working with you and helping you achieve your homeownership dreams.

Rod Dennis is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Rod is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rod at (480) 850-6501 for more information!

Rod Dennis at Guaranteed Rate (NMLS #150049)

Joe Pang is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (480) 214-8822 for more information!

Joe Pang at Guaranteed Rate (NMLS #229324)

Jacob has been in the Phoenix area for over 20 years and got into the mortgage business to help borrowers achieve their goal of home ownership. He cares about each and every contact and will work hard to keep your interests first. You can trust that he will communicate with you during every step of your loan process. He will always take the time to answer your questions, and take the opportunity to go over your options. He wants to exceed your expectations of a great loan officer.

Jacob Frasca is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jacob is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jacob at (480) 214-8879 for more information!

Jacob Frasca at Guaranteed Rate (NMLS #1373695)

Matthew Carr graduated from DePaul University with  Bachelor of Science in Business. Shortly after graduation he joined Guaranteed Rate as a loan officer and has been with the company ever since.  Matthew has found success in the mortgage business for many reasons but most notably for always putting the customer first.  Matthew's goal is to simplify the mortgage process for his customers and make the home loan process easy to navigate.

Senior Mortgage Specialist

Matthew Carr is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Matthew is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Matthew at (773) 945-5936 for more information!

Matthew Carr at Guaranteed Rate (NMLS #1047441)

As a VP of Mortgage Lending, success depends on service. That's why I make it my business to put you first. With over 15 years of mortgage lending experience, I believe in uncompromising standards of integrity, honesty and service. I give my clients the confidence of knowing that their transaction will be completed professionally and ethically. And that's good business for both of us!

Gregg Foster is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Gregg is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Gregg at (480) 214-8855 for more information!

Gregg Foster at Guaranteed Rate (NMLS #204253)

Aaron Cordova is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Aaron is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Aaron at (480) 568-7124 for more information!

Aaron Cordova at Guaranteed Rate (NMLS #2027220)

Top 1% of Mortgage Lenders in America and over 20 years of experience. My goal has and always will be to find the best possible mortgage solution to fit the needs of all my clients. Whether you are a first time homebuyer or seasoned owner, my team and have got you covered. Reach out if you or anyone you know could benefit from my services or could simply use a second opinion. Feel free to call or text me at (602) 492\-5363.  
My team can help with home purchases, refinances, new builds, rehab loans, HELOCs, and more. Guaranteed Rate is one of the largest lenders in the US with the highest customer satisfaction ratings in the entire industry. With the perfect combination human touch, technology, and loan programs, we will make your experience; personal, simple, and fast! I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program.

Evan Smith is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Evan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Evan at (480) 351-2826 for more information!

Evan Smith at Guaranteed Rate (NMLS #167030)

Branch Manager/VP of Mortgage Lending

Scott Vause is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Scott is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Scott at (619) 486-1564 for more information!

Scott Vause at Guaranteed Rate (NMLS #453244)

Licensed POD Integration Specialist

Sabrina Young is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sabrina is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sabrina at (623) 205-8580 for more information!

Sabrina Young at Guaranteed Rate (NMLS #295061)

Christian Hernandez is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Christian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Christian at (520) 264-8696 for more information!

Christian Hernandez at Guaranteed Rate (NMLS #1427898)

My primary goal with every client is to guide them to their homeownership goals. I am a former first responder who spent 16 years as a paramedic helping those in need. This is where I learned what it truly takes to not only be a successful loan officer, but a successful human being. My compassion, integrity, and sense of urgency is something I apply to everything I do. I understand that the loan process is personal and can be an emotional experience even for the most seasoned homeowners. I will ensure clients fully understand their options and feel comfortable with their chosen loan programs. You can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Evan Fishman is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Evan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Evan at (480) 674-3807 for more information!

Evan Fishman at Guaranteed Rate (NMLS #1851553)

During the day, David has the pleasure of serving clients with all of their home financing and refinancing needs. His passion is his clients and this shows through in the way he pays attention to every detail, the professionalism demonstrated throughout the loan process, and lifelong relationships he builds with them. In the evenings and weekends, you can find David center stage as a country western singer/songwriter and front man, performing all over the Southwestern US with his band, David Voss \& Big Country.

David Voss is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (480) 335-8560 for more information!

David Voss at Guaranteed Rate (NMLS #1950941)

Stephen Schafler is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Stephen is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Stephen at (602) 444-6738 for more information!

Stephen Schafler at Guaranteed Rate (NMLS #229014)

As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, I am committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact me for more information!

Danielle Pela is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Danielle is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Danielle at (602) 628-4000 for more information!

Danielle Pela at Guaranteed Rate (NMLS #1584529)

As the Vice President of Mortgage at Guaranteed Rate, I bring more than 18 years of experience to my role since starting with the company in 2023.  
My primary responsibility as the VP of Mortgage is to find clients, assess their needs, and guide them through the loan origination process from start to finish. I love the challenge of finding the best solution for each client and working tirelessly to ensure they are satisfied with their mortgage experience.  
I take pride in my exceptional customer service skills and ability to think innovatively to find creative solutions for clients looking to purchase or refinance their homes. In some cases, when clients face limited mortgage options due to their particular circumstances, I work even harder to develop solutions that many other lenders cannot offer  
What sets me apart from my peers is my commitment to my client's well\-being. I genuinely care about helping people achieve their dream of homeownership and providing affordable options to existing homeowners. I view my clients as long\-term relationships rather than mere transactions, and I take pride in being there for them every step of the way.  
Before transitioning into sales, I gained valuable experience in mortgage processing and underwriting. As a loan processor, my primary responsibility was to oversee the logistics of getting clients from the application stage to the closing table. Later, when I transitioned into the role of an underwriter, my focus shifted to approving clients based on their financial qualifications and ensuring that they met the necessary guidelines and criteria.  
My most significant professional accomplishment to date is being a five\-time winner of the prestigious National Achievers Award, a nationally recognized honor. It is an achievement that only comes through hard work and a firm commitment to excellence.  
Although I am based in Scottsdale, Arizona, I conduct business nationwide and am recognized as a national sales representative. However, I was born and raised in Stillwater, Minnesota, and my Midwestern values have shaped my approach to my personal and professional life. I graduated from West Virginia University in 2003 with a degree in Political Science and have been working in the mortgage industry ever since.  
When I am not hard at work making homeownership a reality for my clients, I enjoy spending time with my wife, son, and daughter, engaging in sports activities with my children, and playing golf whenever possible. My passions are my family, and I strive to raise my children to the best of my ability. My core values are focused on integrity, doing what's right, and meeting people where they are and not where I want them to be.

Josh Deutsch is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Josh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josh at (602) 742-3442 for more information!

Josh Deutsch at Guaranteed Rate (NMLS #400929)

Producing Partnership Branch Manager

Josh Nastal is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Josh is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Josh at (602) 742-3423 for more information!

Josh Nastal at Guaranteed Rate (NMLS #308219)

Jill Vavro is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jill is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jill at (602) 410-5626 for more information!

Jill Vavro at Guaranteed Rate (NMLS #151393)

Judith Orsulic is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Judith is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Judith at (602) 748-2063 for more information!

Judith Orsulic at Guaranteed Rate (NMLS #960104)

Ken Scully is your Scottsdale local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Ken is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Ken at (602) 742-3417 for more information!

Ken Scully at Guaranteed Rate (NMLS #1407464)

Scottsdale

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28 Loan Officers in Scottsdale, AZ