About Tedd Carbone
With over twenty years of experience in the mortgage industry, I have built my career on providing expert guidance and personalized solutions for homebuyers and homeowners. I got into the mortgage industry because I love helping people. Whether it's achieving homeownership or improving the quality of life for current homeowners, I take great pride in helping my clients work through the process confidently and with great care. I hold a Bachelor of Science in Accounting, which I believe gives me an edge in my role as VP of Mortgage Lending. I draw on my education to help craft each buyer's situation into one that achieves its greatest benefit for them. I pride myself on being transparent and detail oriented, allowing my borrowers to establish their own comfort level with the process. My role is to guide and advise allowing you to make the best decision for your situation. When I am not building great customer relationships, I enjoy Overlanding, Off Roading and traveling with Karen, my wife of over 20 years and our two amazing daughters. I reside in Arizona, the "great southwest" in the greatest country in the world.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 11333 N. Scottsdale Road, Suite 280 Scottsdale AZ, 85254
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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