One of my greatest joys in life is to help people--whether it means doing this through charitable efforts, advice, counseling, volunteering or, in my role as vice president of mortgage lending, finding the most appropriate mortgage for my clients. No, "one size does NOT fit all," and I have a responsibility to formulate an individual mortgage for each and every individual borrower. I try to live by the credo of "Treat your borrowers as family, listen intently to their individual wishes and desires and never take them for granted."

VP of Mortgage Lending

Jonathan Boardman is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jonathan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jonathan at (240) 236-9913 for more information!

Jonathan Boardman at Guaranteed Rate (NMLS #195886)

As your trusted Guaranteed Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

SVP of Mortgage Lending

Timothy Sutherland is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Timothy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Timothy at (202) 602-0177 for more information!

Timothy Sutherland at Guaranteed Rate (NMLS #312357)

Sherry is known for simplifying the mortgage process for her customers and making the home loan process easy to navigate. She thoroughly educates her borrowers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Sherry keeps her clients ahead of the competition through her ability to close loans in record time.


Realtors say that Sherry's excellent communication, attention to critical contract dates, and proactiveness every step of the way are key to her providing a smooth transaction from beginning to end. She believes by keeping the realtors up to date on the status of their transactions frees their time up to do what they do best…helping families sell and buy their home.


Her expert industry knowledge comes from working in various facets of the industry since 1995 including banks, mortgage brokers, correspondent, and direct lenders. Life is not one size fits all; a mortgage shouldn't be either. Sherry offers a wide variety of financing options including, but not limited to, Conventional, Jumbo, FHA, USDA, Down Payment Assistance and Self\-Employed borrowers while being certified in VA, Renovation and Home Equity Conversion Mortgages (Reverse).


Community involvement is a very important part of Sherry's personal and professional life. A member of Anne Arundel Association of Realtors and Chesapeake Real Producers, Sherry also volunteers to support Military families with Operation Homefront, Grassroots Crisis Center and within her own community.


Born in Washington, DC, raised in Northern Calvert County, Sherry has spent much of her adult life living in Annapolis, MD with her husband of 25 years, Terry. They enjoy playing tennis and taking their dog, Benny, on weekend getaways during the off season when he can run on the beach. Sherry also enjoys spending time riding her horse, reading, crocheting, and is learning the art of gardening.


Sherry's true passion for helping families buy, refinance, and renovate their home makes her a true standout in her field.

VP of Mortgage Lending/Renovation Specialist

Sherry Cash is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sherry is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sherry at (443) 333-4355 for more information!

Sherry Cash at Guaranteed Rate (NMLS #217409)

Travis Halwachs is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Travis is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Travis at (609) 857-6238 for more information!

Travis Halwachs at Guaranteed Rate (NMLS #419023)

Elbert Green is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Elbert is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Elbert at (443) 564-4072 for more information!

Elbert Green at Guaranteed Rate (NMLS #1524646)

I have over 35 years of Mortgage Banking experience in originating and managing the business of residential mortgage lending. As a professional in the industry, I have built a reputation of outstanding service to my clients.  Now more than ever, borrowers and real estate agents require a Loan Officer with in-depth knowledge of the constantly changing underwriting guidelines, borrower beneficial regulatory changes, an understanding of every aspect of the Mortgage loan process, and the ability to tie them all together to help the customer.  You can always count on me to look out for your best interests and to keep you informed throughout every step of the lending process.  It is my goal to help you through the constant changes in the mortgage marketplace so you can quickly and efficiently find the best loan product that meets your needs and to close timely on your purchase or refinance.  I am dedicated to responsible lending practices with an unyielding commitment to customer satisfaction and delivering quality product and service to my customers and partners.  My professional and personal goals are driven by the core values of integrity, passion, commitment and loyalty. My greatest asset is the honorable way in which I choose to conduct business, always operating at the highest levels of integrity and ethical standards always looking out for the customers best interest.  This combination of industry experience, educational backgrounds, work ethic and soundness of character has helped me distinguish myself among my peers and experience long-term success with loyal clients and business referral sources.    Brian earned his undergraduate degree from George Washington University with a BA in Finance.  Originally from New York, Brian has made Maryland his home for over 35 years, currently residing in Potomac, MD.

Branch Manager/ VP of Mortgage Lending

Brian Fein is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (540) 759-7674 for more information!

Brian Fein at Guaranteed Rate (NMLS #368673)

Craig Badman is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Craig is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Craig at (410) 917-1114 for more information!

Craig Badman at Guaranteed Rate (NMLS #659188)

After graduating from Elon University in 1996, I joined the mortgage industry in 1999. Prior to coming to Guaranteed Rate, I was the top producer at my 2 previous companies for the last 21 years. I take supreme pleasure in helping people reach their dream of homeownership or reduce the costs of owning a home.


I live by 2 easy principles. If you leave me a message I will call you back as soon as possible and I will do what I say I am going to do.


Outside of work I enjoy spending time with my friends and family, watching sports and cooking.


Ultimate Guide to Buying Your First Home: https://www.rate.com/fthb\-guide

Pat Gannon is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Pat is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Pat at (443) 336-1248 for more information!

Pat Gannon at Guaranteed Rate (NMLS #181267)

As a seasoned mortgage lender with over 17 years of experience lending throughout the country, Alex Barresi understands the unique challenges and opportunities in real estate. With an in\-depth knowledge of the DC/Maryland market, Alex leverages his expertise to provide tailored mortgage solutions that fit your specific requirements. Whether you're a first\-time homebuyer, a seasoned investor, or looking to refinance, Alex has the skills and insights to guide you through the entire lending process.  
What sets Alex apart is his commitment to delivering exceptional customer service. He believes in building strong relationships with his clients by providing transparent communication, personalized guidance, and unwavering support. Alex takes the time to understand your financial goals and walks you through the available mortgage options, empowering you to make confident, informed decisions.  
Alex has access to a wide range of loan programs and competitive interest rates. He diligently analyzes your financial profile, credit history, and income to identify the best mortgage solutions that align with your goals. Alex's attention to detail and dedication to finding the optimal financing options have helped thousands of clients secure their dream homes with ease.  
Not only does Alex excel in his role as a mortgage officer, but he also stays at the forefront of industry trends and best practices. He keeps a close eye on the ever\-changing mortgage landscape, ensuring his clients receive the most up\-to\-date information and strategies to navigate the market successfully. Alex is a trusted advisor who genuinely cares about your financial well\-being and long\-term success.  
Alex was born in the Washington, D.C. area but grew up in Nice, France. After moving back to the U.S., he attended University of Florida where he obtained a degree in Finance and a minor in Economics. Today, Alex lives in Maryland with his wife, three children and Chocolate Lab. As a family they enjoy spending time together, traveling, playing tennis, golfing, and skiing. Alex and his family are also passionate about giving back, supporting various charities such as the Children's National, Friendship Place, World Wildlife Fund and the Anti\-Defamation League. Alex has been recognized annually as a Presidents Club Producer since 2010 and has been named by the Washingtonian as "Best Mortgage Professionals and Top Producers" since 2019.  
When you choose Alex Barresi as your mortgage officer, you can expect professionalism, integrity, and a commitment to excellence. His goal is to make the mortgage process as seamless and stress\-free as possible, empowering you to make confident decisions and achieve your homeownership dreams.  
So, if you're looking for the best mortgage officer in the DC/Maryland area, let Alex Barresi be your trusted guide. Contact him today to schedule a consultation and experience firsthand why he's the top choice for individuals seeking reliable mortgage solutions in the region. Your path to homeownership starts here.

Alex Barresi is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Alex is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alex at (202) 330-7503 for more information!

Alex Barresi at Guaranteed Rate (NMLS #483886)

Kim Earls is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kim is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kim at (410) 319-2371 for more information!

Kim Earls at Guaranteed Rate (NMLS #453196)

Rich Belanger is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Rich is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rich at (443) 926-9017 for more information!

Rich Belanger at Guaranteed Rate (NMLS #231776)

Branch Manager/SVP of Mortgage Lending

Maggie Martinek is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Maggie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Maggie at (410) 319-2381 for more information!

Maggie Martinek at Guaranteed Rate (NMLS #512808)

I genuinely enjoy helping people accomplish something that makes a positive difference in their lives. There can be many reasons to buy or refinance your home. Ranging from deeply personal, to reasons purely motivated by investment and wealth creating opportunities, and to know that individuals place their trust in me to help them along the way is one of the most rewarding aspects of what I do.  
My free time is spent chasing the zoo animals in my house\- 2 100 lb dogs and a toddler.

Sean Brannon is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Sean is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Sean at (847) 943-2173 for more information!

Sean Brannon at Guaranteed Rate (NMLS #5697)

I come to Guaranteed Rate with over 20 years experience in the real estate industry, most of which as a VP/Branch Manager for a title company. My main focus was on new construction, but I also have extensive experience with traditional purchases and refinances as well. I have led teams that successfully closed over 100 transactions a month. Through my strong work ethic and superior customer service, I maintained the status as the trusted title company for a number of clients including a National Builder for more than 15 years. Above all else, my goal has always been to provide the best customer experience possible. My favorite part of a transaction was handing a buyer the keys to their new home. It feels good to know that you are helping someone realize a dream and as a loan officer I will still be a part of their accomplishment. When I'm not working, I enjoy spending time with my family and friends, playing golf, skiing and watching Maryland baseball and football teams and the University of Maryland's football and basketball.

Brian Resnick is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Brian is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Brian at (410) 977-1890 for more information!

Brian J. Resnick at Guaranteed Rate (NMLS #2251889)

Many grateful families in the Washington and Baltimore areas have enjoyed Victor's personable expert real estate guidance. His engineering background gives him a passion for knowing the ins and outs of how clients intend to craft their one\-of\-a\-kind home and to help ensure they chose the most appropriate financing for their needs.


Focusing on his clients needs will continue to make Victor an industry favorite well into the future.


Victor has been the recipient of numerous professional awards but far above those are the many families that stop by just to visit with him years after their initial meeting.


Victor lives in Annapolis with his wife, two sons, German Shepard "Marie", and Coton "Ollie". Sailing, jogging alongside the Severn river, gardening, family, and forest walks are his favorite pastimes.

Associate VP

Victor Wazen is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Victor is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Victor at (443) 534-5594 for more information!

Victor Wazen at Guaranteed Rate (NMLS #2156865)

Jesse Gelb, SVP of Mortgage Lending at Guaranteed Rate, has been in the mortgage industry for almost two decades. He has helped thousands of customers with home loans to achieve their dream of homeownership or improve their financial well\-being. He works with each individual customer to understand what their financial and life goals are, in order, to customize the perfect mortgage program for them. He works closely with agents and vendors to ensure his customers have the best chance of getting the home of their dreams. His focus is delivering the highest level of customer service in the industry, along with great products and pricing.

Jesse Gelb is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Jesse is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jesse at (410) 967-2182 for more information!

Jesse Gelb at Guaranteed Rate (NMLS #314302)

Malcolm Khalil is a graduate of Towson University with a degree in Finance and International Business. His current role is AVP of Mortgage Lending at Guaranteed Rate, the third largest mortgage company in US. Prior to that, he was employed for five years as a mortgage consultant at one of the new largest construction home builders in the country. Malcolm has 10+ years of real estate and customer service experience. Needless to say, being a Maryland native with over seven years of mortgage lending experience, he is well rounded in the real estate industry.  
My goal is to open my own mortgage company in order to spread the knowledge and opportunities of mortgage lending to others. Most people don't know the first thing about a mortgage, let alone the opportunities and flexibility that a career in mortgage lending can provide. As a AVP of Mortgage Lending, I plan to provide my customers with the knowledge to successfully navigate the mortgage industry. This includes offering some of the most competitive rates in the industry, while also providing a high level of customer service that is backed by high customer engagement and response time.  
My accomplishments include home buying, owning multiple investment properties, and fixing and flipping houses. As a real estate investor, I believe that "A good financial plan with a road map that's easy to follow is the key to achieving all of your real estate goals"

Malcolm Khalil is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Malcolm is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Malcolm at (410) 372-4122 for more information!

Malcolm Khalil at Guaranteed Rate (NMLS #1375153)

AVP of Mortgage Lending

Kate Estep is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Kate is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Kate at (443) 391-5913 for more information!

Kate Estep at Guaranteed Rate (NMLS #72037)

Irv Shnidman is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Irv is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Irv at (410) 984-4783 for more information!

Irv Shnidman at Guaranteed Rate (NMLS #182740)

As an immigrant from Belarus, a post\-soviet country, I understand the importance of making dreams come true and have made it my mission to help others find their way to achieve their American Dream.  
I believe in the power of community and working together to make the dream of homeownership a reality.  
With my passion for helping others and my knowledge of the mortgage industry, I am proud to be able to offer guidance and resources in every step of the home\-buying process.

David Kontsevenko is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, David is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact David at (703) 679-7040 for more information!

David Kontsevenko at Guaranteed Rate (NMLS #1968174)

Julie Teitel is a a highly experienced loan officer with 30 years of expertise in the mortgage industry. Her clients can attest to her exceptional service, as they are consistently left extremely satisfied with the results. Graduating from Tulane University, Julie has honed her skills and specialized in financing coops and condos, with a particular focus on new condo conversions. Her in depth knowledge and understanding of the unique dynamics of the real estate markets in New York , the five Burroughs, and New Jersey make her an invaluable resource for clients seeking mortgage solutions in these regions.  
As a native of Potomac, Maryland Julie's expertise also extends to the Maryland, Virginia, Washington Dc, and Florida areas. She has a intricate understanding of the local real estate landscapes and can provide tailored mortgage advice to clients seeking properties in these regions.  
Outside of the professional pursuits, Julie has a a passion for showing horses and Pickleball, while using Yoga to balance out and maintain a healthy work – life balance.

Julie Teitel is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Julie is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Julie at  for more information!

Julie Teitel at Guaranteed Rate (NMLS #148432)

Producing Regional Manager

Andy Duda is your Columbia local lender. As a loan officer at Guaranteed Rate, one of the largest retail mortgage lenders in the United States, Andy is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Andy at (410) 372-4132 for more information!

Andy Duda at Guaranteed Rate (NMLS #476423)

Columbia

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22 Loan Officers in Columbia, MD