About Rhonda Lewis
I've been helping people navigate the mortgage process since 1995. I've built my career on a foundation of service, integrity, and a genuine passion for helping individuals and families achieve the dream of homeownership. As the Vice President of Mortgage Lending, I bring not only experience but also a deep understanding of affordable housing programs, down payment and closing cost assistance, and creative financing solutions. I'm known by many as the "Program Queen" because I specialize in helping people who don't always fit into the traditional lending box find a way forward. My approach is personal and strategic—I listen closely, educate thoroughly, and work hard to find the right loan solution for each client. I believe everyone deserves the opportunity to own a home, and I'm committed to making that path as smooth and informed as possible. I also host regular homebuyer workshops and community outreach events to make the process less intimidating and more accessible for everyone. In addition to my work in lending, I'm currently pursuing my bachelor's degree in Business Management at Hampton University. I believe in continuous growth—both personally and professionally—because I want to be the best resource I can be for my clients and my team. As a recent empty-nester, I'm looking forward to pursuing my passions for dancing, playing pickleball and spending quality time with my husband and friends. If you're ready to take the next step in your homeownership journey, or just exploring your options, I'm here to help you move forward with confidence.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 10320 Little Patuxent Pkwy, Suite 1140 Columbia MD, 21044
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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