Rick is a "Lifetime Jersey Resident". His knowledge of New Jersey is beneficial when contributing to the needs of his valued clients. He diligently practices his motto " If you're awake… I'm available!", which enforces his dedication in every situation. First time Homebuyers may be assured Rick will be by their side throughout every step of the home buying process! If you are interested in purchasing a second home or investment property, Rick will provide professional guidance.  
Prior to entering the Mortgage Lending Industry, Rick had a well-established reputation in the Solid Waste Disposal and Recycling Industry. As a proprietor and upper- level Manager, he provided high quality service to Mom & Pop business owners as well as leading National and Global Corporations.  
Rick spend his leisure time at the gym and engaging in activities with his family (3 Adult children , spouses , 7 grandchildren , French Bulldog and a Labradoodle). He also loves to spend Summers at the Jersey Shore.

VP of Mortgage Lending

Rick Sirianni is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Rick is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Rick at (201) 645-6437 for more information!

Rick Sirianni at Rate (NMLS #223252)

As your trusted Rate Loan Officer, my goal is to simplify the mortgage process, make your home loan experience easy to navigate and be available to you from application to closing. I take pride in thoroughly educating my customers throughout the mortgage transaction, so they fully understand their options and feel comfortable with their chosen loan program. Whether you are a first time home buyer or seasoned owner, you can trust me and my team with all of your home financing needs. Please reach out anytime using the contact information located on this page and use this website as a resource as you start your home financing journey.

Producing Partnership Branch Manager

Michael Burke is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (973) 241-8967 for more information!

Michael Burke at Rate (NMLS #203160)

From the first time home buyer to the sophisticated jumbo borrower or an investor; Susan will provide exceptional service with a personal touch. We will guide you through the mortgage process step by step to ensure you understand the options available to fit your individual needs. If you are thinking of purchasing a new home, investing in a multi-family property or simply refinancing your current home, call Susan today!


*By refinancing, you may pay more in costs and interest over the extended term.*

Susan Linnen is your East Hanover local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Susan is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Susan at 201-618-1052 for more information!

Susan Linnen at Rate (NMLS #138041)

I am a proud New Jersey native who brings my love for our State and my past experience in Law Enforcement to my day-to-day routine as a mortgage professional. I enjoy helping families find their dream homes or refinance an existing loan and dedicate all my knowledge and resources to make the loan process as smooth as possible. No client is too small, no loan too big. My top priority is finding the loan that best fits the individual. My expertise includes Conventional, FHA, VA, and Renovation. I am available 24/7 and look forward to hearing from you!


**Rate has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.**

Michael Clark is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (732) 268-1156 for more information!

Michael Clark at Rate (NMLS #203848)

Licensed Production Manager

Jenny Wiecek is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Jenny is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Jenny at (973) 866-3101 for more information!

Jenny Wiecek at Rate (NMLS #199871)

With over 24 years of experience in the real estate industry, I bring a wealth of knowledge and expertise to every client I serve.  
Beyond my professional achievements, I am deeply committed to giving back to the community. I volunteer with several nonprofit organizations, including Wolf's Basketball Academy, where I coach and mentor young athletes. Through this role, I strive to instill the fundamentals of basketball alongside the values of teamwork and perseverance. Additionally, my decade-long service as Vice President of the Board for the JCC of Central New Jersey underscores my dedication to fostering community growth and improvement.  
I am uniquely positioned to serve a diverse clientele. I pride myself on being patient and taking the time to educate my clients about the mortgage process, ensuring they feel supported, informed, and valued every step of the way. My ultimate goal is to build lasting relationships rooted in trust and satisfaction, so my clients feel confident referring their friends and family to me and returning for their future mortgage needs.

Alex Skibinsky is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Alex is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Alex at (201) 645-6439 for more information!

Alex Skibinsky at Rate (NMLS #2476483)

With over 25 years of experience as a Mortgage Broker, Joe has built a reputation for expertise, integrity, and a personalized approach to every transaction. Working closely with financial advisors, accountants, and real estate agents, Joe ensures clients receive tailored solutions whether they're purchasing a home or refinancing. Committed to making the mortgage process smooth and transparent, he combines deep industry knowledge with a personal touch, helping clients navigate their real estate financing with confidence.

Joe Nelson is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Joe is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Joe at (484) 379-0027 for more information!

Joe Nelson at Rate (NMLS #704494)

I pride myself on dependability and accessibility. Whether it's a purchase or a refinance, you are working with a highly skilled professional who strives for great customer service. When you are ready to begin the mortgage lending process, I will be with you every step of the way to make sure that your loan closes quickly and smoothly. My favorite part of the job is watching someone get excited to move into their new home. It is gratifying to know that I played such an integral role in helping them achieve their dream of homeownership. I look forward to the opportunity to work with you!

Steve DeMyer is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Steve is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Steve at (973) 295-6479 for more information!

Steve DeMyer at Rate (NMLS #66598)

Beth Eagan is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Beth is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Beth at (973) 939-8665 for more information!

Beth Eagan at Rate (NMLS #1575470)

Sales Manager

Michael Martone is your Florham Park local lender. As a loan officer at Rate, one of the largest retail mortgage lenders in the United States, Michael is committed to helping homeowners with home purchase loans and refinances, while simplifying the mortgage process and making your home loan experience easy to navigate. Contact Michael at (973) 939-8689 for more information!

Michael Martone at Rate (NMLS #322588)

Florham Park

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10 Loan Officers Florham Park, NJ