About Scott Lief
Scott A. Lief is a Vice President of Mortgage Lending at [Rate](https://www.rate.com/?utm_source=chatgpt.com), specializing in first-time homebuyers, jumbo financing, refinancing, and customized residential mortgage solutions. With over 20 years of experience in finance and residential mortgage lending, Scott has built a reputation for integrity, responsiveness, and a personalized approach that helps clients navigate the mortgage process with confidence. A native of Morristown, Scott earned his Bachelor of Science in Mass Communication from Emerson College. Throughout his career, he has been committed to educating and empowering homebuyers while delivering tailored lending strategies designed around each client's unique financial goals. Scott is a 10-year President's Club member spanning his career in mortgage lending, an achievement that reflects his consistent production, client dedication, and professional excellence throughout his time in the industry, including with previous employers. He is also deeply involved in his community and professional network. Scott is the President and Co-Founder of Ridgewood Business Connections, a professional networking organization, and previously served as President of the Ridgewood Chamber of Commerce. Scott lives in Northern New Jersey with his two children, Jason and Brielle. Outside of work, he enjoys live music, collecting vinyl records, sports, and movies. Whether you're purchasing your first home, refinancing, or exploring your financing options, Scott is dedicated to helping clients make informed decisions and achieve their homeownership goals every step of the way.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
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Located at 61 South Paramus Rd., Suite 265 Paramus NJ, 07652
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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