About Miriam Celestino
I began my career in the mortgage industry as a Mortgage Loan Originator in July 2000. In December of that same year, I earned a bachelor's degree in Education. Although I had initially planned to pursue a career in teaching, my early experience in mortgage lending quickly revealed my true passion for helping individuals and families achieve the dream of homeownership. I chose to continue in the mortgage field, and it has been an incredibly rewarding journey ever since. Throughout my career, I have been dedicated to providing exceptional service, clear guidance, and a positive lending experience for every client I work with. I take great pride in helping people navigate one of the most significant financial decisions of their lives and in sharing in their excitement as they become homeowners. I have been happily married to my husband, Jose, for over 30 years, and we are blessed with two wonderful children Leslie and Jonathan. Family and community are at the heart of everything I do, both personally and professionally
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 2603 Augusta Drive, Suite 420 Houston TX, 77057
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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