About Randy Wright
Randy Wright, Vice President of Mortgage Lending at Rate has had the wonderful opportunity for almost 30 years of working with amazing clients and their families, and has created some wonderful relationships during that time. Randy's clients love working with him, and there are many families that he has served generations of the same family. Randy's dedication to efficiency, service and integrity has allowed him to maintain a high percentage of repeat clients, and more importantly create lifelong friendships. Randy and Rate provide all types of loan products for home purchases, refinances, move up buyers, first time home buyers, investors, construction projects, reverse mortgages and many other situations. Randy loves working with first time home buyer and watching them get so excited, and also realizing that buying a home does not need to be a stressful experience. Randy is excited to be a part of the Rate Team who is a leading innovator and one of the best run independent mortgage lending companies in the U.S. It is a great fit as both Randy and Rate share a common goal of providing unmatched service at competitive price and providing an efficient and professional experience for their clients and the entire home buyer experience. Throughout his career, Randy has been a member of numerous Presidents Club in recognition of him consistently preforming at a high level. He also been recognized in national mortgage industry publications as a top loan originator. When Randy is not helping families with their mortgage needs, he enjoys spending time with the family in the outdoors or on vacation. You can also find him at some local competitive soccer game cheering on his son. Randy is involved in volunteer service with his local church congregation and neighborhood. Randy is looking forward to working with you and your family and friends realize your real estate dreams whatever they may be, and making some great friends along the way.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
Now available on
Located at 6740 South 1300 East, Suite 100 Cottonwood Heights UT, 84121
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.