About Scott Lief
Scott A. Lief is a VP of Mortgage Lending at Rate, where he specializes in First time home buyers, jumbo loans, & refinancing. He has nearly 20 years’ experience in the field of finance, more specifically residential home lending. A native of Morristown, NJ, Scott earned his BS Mass Communication from Emerson College in Boston. He enjoys helping people and has built a solid reputation for integrity and in-depth analyses to customize the right loan for each client. Scott makes time to be involved with professional associations as well as community organizations such as President & co-founder of Ridgewood Business Connections, a professional networking group. Scott is past president of the Ridgewood Chamber of Commerce. He lives in Bergen County, NJ with his 2 kids, Jason & Brielle. When Scott is not working, he likes to listen to live music, collecting records, is an avid sports fan, likes going to movies. Questions? Reach out. He’s here to help!
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Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
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Located at 61 South Paramus Rd., Suite 265 Paramus NJ, 07652
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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