About Shayn Carlson
As Vice President of Mortgage Lending at Rate, Mr. Carlson is dedicated to helping clients achieve their homeownership goals—whether purchasing their first home, upgrading to a new property, or refinancing to improve their financial position. Backed by Rate's industry-leading technology, competitive products, and streamlined process, he provides a simple, fast, and stress-free mortgage experience from application through closing – and beyond – providing trusted support throughout their ongoing homeownership journey. Mr. Carlson brings extensive experience in business development, finance, strategic partnerships, and client relationship management. Throughout his career, he has led high-impact initiatives, built and managed global partnerships, and driven growth across complex, fast-paced environments. His background spans financial strategy, communications, marketing, investor relations, and operational leadership. Known for his consultative approach, Mr. Carlson prioritizes educating clients so they fully understand their options and feel confident in their decisions. His ability to simplify complex financial concepts, combined with a strong commitment to service, allows him to deliver tailored solutions that align with each client's unique goals. Mr. Carlson holds both bachelor's and master's degrees in business from Minnesota State University.
We can make it happen!
Bank Statement loans
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
Foreign National loans
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
We're in your pocket
We're committed to you as a whole person, from financial to physical and emotional wellness. Get the Rate experience in a convenient app to fit your lifestyle on-the-go.
The Rate App allows you to:
Monitor your loan status
Connect with your loan team
Calculators, tools, guides, and advice
Track your home value
Wellness tips to help you grow holistically
Download our app
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Located at 2768 Superior Dr. NW, Suite C Rochester MN, 55901
*Rate's 5-minute pre-approval refers to an automated underwriting review of borrower submitted loan documentation and subsequent pre-approval and should not suggest to a borrower that Rate has fully funded or approved the borrowers mortgage application within 5 minutes. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Restrictions apply.
**Rate's Same Day Mortgage promotion offers qualified customers who provide certain required financial information/documentation to Rate within 24 hours of locking a rate on a mortgage loan the opportunity to receive a loan approval within 1 business day of timely submission of documentation and does not suggest that the borrower will receive funding on the same day as their application submission. For purposes of this offer, documents provided after 1 pm local time or on a weekend or company holiday will be deemed submitted the next business day. Rate cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. Rate reserves the right to revoke this approval at any time if there is a change in your financial condition or credit history which would impair your ability to repay this obligation. Read and understand your Loan Commitment before waiving any mortgage contingencies. Borrower documentation and Intent to Proceed must be signed within 24 business hours of receipt. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Not all borrowers will be approved. Borrower's interest rate will depend upon the specific characteristics of borrower's loan transaction, credit profile and other criteria. Not available in all states. Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
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