Disrupting an industry takes special leadership.

Led by Victor Ciardelli, our leadership team is made up of ambitious, creative thinkers who propel the disruptive nature of Rate’s unique business model, with a deep understanding that the mortgage revolution we started in 2000 requires constant nurturing, reinvention and commitment.

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Victor Ciardelli

President & CEO

He’s known as an innovative and driven entrepreneur, and an inspirational and approachable leader who loves new thinking and creative ideas. He’s a passionate father of four, a great friend to people from all walks of life, and a believer in the law of attraction, positivity and healthy living.


Victor founded Rate, now the second largest retail mortgage lender in the United States, in June of 2000 with the mission of delivering more value to customers than any other bank or mortgage company.

 

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Nik Athanasiou

Chief Operating Officer

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Kasey Marty

Chief Revenue Officer

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Rola Gurrieri

Chief Fulfillment Officer

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Jason Stenger

Chief Production Officer

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Regina Lall

Chief Compliance Officer

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Ramesh Sarukkai

Chief Product & Technology Officer

Anwar Shatat Profile Landing Page
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Anwar Shatat

General Counsel

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Paul Anastos

Chief Performance Officer

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Adam Shoger

Chief Analytics Officer

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Ted Ahern

Interim CFO & Chief Investment Officer

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Ken Kane

Chief Accounting Officer

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Jeremy Collett

Chief Capital Markets Officer

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CJ Rose

Executive Vice President of Growth and Acquisitions

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Jim Hettinger

Executive Vice President

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Camilo Escalante

Executive Director, Diverse Segments

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Arlyn J. Kalinski

Executive Director, Emerging Markets

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Scott Ubersox

Executive Vice President

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Jenny Sepulveda

Executive Vice President, Brand and Wellness Innovation